# Pro Insurance Group

> Independent insurance brokerage serving commercial, specialty, and personal lines clients across Illinois and 40+ states, with offices in Elgin and Huntley, IL. We compare multiple top-rated carriers to place the right coverage at the best rate.

Pro Insurance Group is an independent agency, not a captive agent, so we shop the market on the client's behalf rather than selling a single company's policies. We specialize in hard-to-place commercial and specialty niches and provide hands-on local service for Illinois personal lines. Main line: 833-776-4671. Email: info@proinsgrp.com.

## Specialty Commercial Insurance
- [HOA & Community Association Insurance](https://www.proinsgrp.com/specialty/hoa-insurance/): Master property, directors and officers, general liability, and crime coverage for homeowner and condo associations nationwide.
- [Condo Association Insurance](https://www.proinsgrp.com/specialty/hoa-insurance/condo-association-insurance/): Master policy and association coverage built specifically for condominium boards.
- [Commercial Trucking Insurance](https://www.proinsgrp.com/specialty/trucking-insurance/): Coverage for owner-operators and fleets, including auto liability, physical damage, and cargo.
- [Box Truck Insurance](https://www.proinsgrp.com/specialty/trucking-insurance/box-truck-insurance/): Commercial and cargo coverage for box truck operators, including 26-foot units.
- [Towing & Tow Truck Insurance](https://www.proinsgrp.com/specialty/towing-insurance/): On-hook, garage keepers, and liability coverage for towing and recovery operators.
- [Assisted Living & Senior Care Facility Insurance](https://www.proinsgrp.com/assisted-living-facility-insurance): Layered programs covering professional liability, abuse and molestation, property, and workers compensation for senior care facilities.
- [Cyber Liability Insurance](https://www.proinsgrp.com/business/cyber-liability-insurance): Data breach, ransomware, and network liability coverage for small and mid-size businesses.
- [Cleaning Business Insurance](https://www.proinsgrp.com/specialty/cleaning-business-insurance/): Liability and bonding coverage for residential and commercial cleaning companies.
- [Pressure Washing Insurance](https://www.proinsgrp.com/specialty/pressure-washing-insurance/): General liability and equipment coverage for pressure washing contractors.
- [Landscaping Insurance](https://www.proinsgrp.com/specialty/landscaping-insurance/): Liability, commercial auto, and equipment coverage for landscaping and lawn care businesses.
- [Contractor Insurance](https://www.proinsgrp.com/contractor-insurance): General liability, tools, and trade coverage for general contractors and trades including electricians, HVAC, and plumbers.
- [Excavation Contractor Insurance](https://www.proinsgrp.com/excavation-contractor-insurance): General liability with underground coverage, equipment, commercial auto, and workers comp for excavation, grading, and site-work contractors.
- [Staffing Agency Insurance](https://www.proinsgrp.com/specialty/staffing-agency-insurance): Hard-to-place and high-mod workers compensation, general liability, professional liability, EPLI, and hired and non-owned auto for staffing and temporary employment agencies, including non-PEO pay-as-you-go programs.
- [Gymnastics, Cheer & Dance Studio Insurance](https://www.proinsgrp.com/specialty/gymnastics-cheer-dance-insurance): General and participant liability, abuse and molestation, professional liability, and property coverage for gymnastics schools, cheer gyms, dance studios, and tumbling or ninja facilities.

## Retail & Store Insurance
- [Retail Business Insurance](https://www.proinsgrp.com/specialty/retail-business-insurance): Hub for retail store coverage, from a business owners policy to specialty retail, including general liability, property, product liability, crime, and business income.
- [Cannabis & CBD Business Insurance](https://www.proinsgrp.com/specialty/cannabis-insurance): Product liability, property and crop, general liability, and workers comp for dispensaries, cultivators, processors, and CBD retailers through specialty markets.
- [Vape & Smoke Shop Insurance](https://www.proinsgrp.com/specialty/vape-smoke-shop-insurance): Product liability, property, theft, and business income for vape shops, smoke shops, tobacconists, and hookah lounges.
- [Convenience Store Insurance](https://www.proinsgrp.com/specialty/convenience-store-insurance): General liability, property, crime, and business income for convenience stores, with alcohol and fuel add-ons.
- [Gas Station Insurance](https://www.proinsgrp.com/specialty/gas-station-insurance): Underground storage tank pollution, property, general liability, and crime coverage for fuel retailers.
- [Grocery Store Insurance](https://www.proinsgrp.com/specialty/grocery-store-insurance): Spoilage and equipment breakdown, food liability, property, and general liability for grocers and specialty food markets.
- [Jewelry Store Insurance](https://www.proinsgrp.com/specialty/jewelry-store-insurance): Jewelers block, property, general liability, and crime coverage for high-value jewelry inventory.
- [Liquor Store Insurance](https://www.proinsgrp.com/specialty/liquor-store-insurance): Liquor liability, property, general liability, and crime coverage for package and liquor stores.
- [Tattoo & Piercing Studio Insurance](https://www.proinsgrp.com/specialty/tattoo-shop-insurance): Professional liability for body art, general liability, property, and products coverage for tattoo and piercing studios.

## Auto Services
- [Auto Body Shop Insurance](https://www.proinsgrp.com/specialty/auto-body-shop-insurance): Garage liability, garagekeepers, property, and workers comp for collision and body shops, including direct repair program (DRP) requirements and certificates.
- [Auto Repair Shop Insurance](https://www.proinsgrp.com/specialty/auto-repair-shop-insurance): Garage liability with completed operations, garagekeepers, tools, and workers comp for mechanical repair and service shops.
- [Car Dealership Insurance](https://www.proinsgrp.com/specialty/car-dealership-insurance): Dealers open lot, garage liability, garagekeepers, and F&I errors coverage for franchise and independent auto dealers.
- [Auto Detailing Insurance](https://www.proinsgrp.com/specialty/auto-detailing-insurance): General liability, garagekeepers, tools, and commercial auto for detail shops and mobile detailers.

## Commercial Lines
- [Business & Commercial Insurance](https://www.proinsgrp.com/business): Full commercial program placement for Illinois and multi-state businesses.
- [General Liability Insurance](https://www.proinsgrp.com/business/general-liability-insurance): Third-party bodily injury and property damage coverage for businesses.
- [Garage Liability Insurance](https://www.proinsgrp.com/business/garage-liability-insurance): Premises, operations, and completed-work liability for businesses that repair, service, park, or sell vehicles.
- [Garage Keepers Insurance](https://www.proinsgrp.com/garage-keepers-insurance): Coverage for customer vehicles in a shop's care, custody, and control, including direct primary and legal liability forms.
- [Workers Compensation Insurance](https://www.proinsgrp.com/business/workers-compensation-insurance): Coverage for employee work-related injuries and illnesses.
- [Employment Practices Liability (EPLI)](https://www.proinsgrp.com/business/employment-practices-liability-insurance): Protection against wrongful termination, discrimination, and harassment claims.

## Personal Insurance
- [Auto Insurance](https://www.proinsgrp.com/personal/auto-insurance): Personal auto coverage with multi-carrier comparison for Illinois drivers.
- [Home Insurance](https://www.proinsgrp.com/personal/home-insurance): Homeowners coverage for property and personal liability.
- [High Net Worth & Private Client Insurance](https://www.proinsgrp.com/personal/high-net-worth-insurance): High value home, private client auto, umbrella, and collections through Chubb, Hanover, and AIG for households with substantial assets.
- [Jewelry & Engagement Ring Insurance](https://www.proinsgrp.com/personal/jewelry-insurance): Scheduled and standalone jewelry coverage for rings, watches, and collections, including loss and mysterious disappearance.
- [Second Home & Vacation Home Insurance](https://www.proinsgrp.com/personal/second-home-insurance): Coverage for seasonal and secondary properties in 40+ states, coordinated with the primary Illinois program.
- [Pet Insurance](https://www.proinsgrp.com/personal/pet-insurance): Accident and illness coverage for dogs and cats with any-vet flexibility.

## Locations
- [Elgin, IL Insurance Agency](https://www.proinsgrp.com/locations/elgin-il-insurance-agency/): Headquarters office serving Elgin and Kane County at 2521 Technology Dr, Suite 201.

## Get a Quote
- [Commercial Insurance Quote](https://www.proinsgrp.com/request-a-quote-commercial-insurance): Request a quote for business, commercial, and specialty coverage.
- [Auto & Home Quote](https://www.proinsgrp.com/request-an-auto-or-home-insurance-quote): Request a personal auto or homeowners quote.
- [HOA Insurance Quote](https://www.proinsgrp.com/request-a-quote-hoa-insurance): Request a community association quote.
- [Trucking & Towing Quote](https://www.proinsgrp.com/request-a-quote-trucking-towing): Request a trucking or towing quote.
- [General Quote](https://www.proinsgrp.com/request-a-quote): R