Are pre-existing conditions covered by pet insurance?

Most pet insurance plans do not cover pre-existing conditions. However, some curable conditions may be covered after a symptom-free waiting period. Pro Insurance Group will walk through your pet's history to find the best available fit.

Is there a waiting period before pet insurance coverage begins?

Most plans have a short waiting period — typically 14 days for illnesses and 2 to 3 days for accidents. We make sure you understand exactly when coverage kicks in before you enroll.

Can I use any veterinarian with pet insurance?

Yes — most carriers allow you to visit any licensed veterinarian in the U.S., including specialists and emergency clinics. No network restrictions. You pay, submit the claim, and get reimbursed.

How does pet insurance reimbursement work?

You pay your vet at the time of service, submit a claim online or via the carrier app, and reimbursement is deposited to your bank within 48 hours — typically 80 to 90 percent after your deductible.

Can I bundle pet insurance with my home or auto policy?

Yes — bundling pet insurance with your home or auto policy through Pro Insurance Group can save you up to 15 percent across your entire bundle.

What dog and cat breeds are eligible for pet insurance?

All breeds are eligible including French Bulldogs, Pugs, and Maine Coons. No breed is turned away. Pro Insurance Group will find the best rate regardless of breed.

Pet Insurance | Pro Insurance Group

Pro Insurance Group is an independent agency that compares top pet insurance carriers to help you get the right protection at the right price. We guide you through coverage options, deductibles, and reimbursement levels so your policy fits both your pet and your budget.

Whether you have a dog, cat, or both — we'll find a plan that covers the unexpected without breaking the bank. As an independent agency, we work for you, not the insurance company.

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Accidents & Emergencies

Broken bones, lacerations, toxic ingestion, and unexpected injuries covered from day one of your policy.

Illness & Disease

Cancer, diabetes, heart disease, infections, and chronic conditions fully eligible for reimbursement under illness plans.

Diagnostics & Surgery

X-rays, MRIs, lab work, specialist consultations, and surgical procedures included in comprehensive coverage plans.

Wellness & Preventive Care

Annual exams, vaccines, flea and tick prevention, and dental cleanings available as an optional wellness add-on.

Top-Rated Carriers

We partner with A-rated pet insurance companies so you get the best coverage — not just the one we're paid to sell.

Claims Advocacy

Our team fights on your behalf if a claim is disputed. You never navigate the process alone.

Bundle & Save

Add pet insurance alongside your home or auto policy and save up to 15% on your total insurance bundle.

Local Expert Advisors

Real agents, real conversations. We're here when you need us — not just an automated chatbot.

Pet Insurance

Smart coverage for the pets you love, at the price you'll appreciate.

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