Contractor & Trades Insurance
Coverage built for skilled trades — HVAC, plumbing, electrical, and more. Fast quotes, competitive rates, and same‑day COIs for any jobsite, permit, or contract requirement.
- Specialty Insurance
- Contractor and Trades Insurance
Why Trades Choose Pro Insurance Group
Contractors face unique risks — jobsite demands, tight deadlines, strict documentation, and work that varies every day. Whether you’re a single‑truck trade business or a multi‑crew operation, you need insurance that keeps up.
Pro Insurance Group delivers:
- Multiple carriers that actively write the trades
- Competitive contractor-friendly pricing
- Same‑day COIs for GCs, municipalities, and property managers
- Fast updates when you hire techs or add vehicles
- Advisors who specialize in trade & contractor insurance
- Clear coverage recommendations with no jargon
We help you stay compliant, win bids, and keep operations moving — without insurance slowing you down.
Coverage for Every Trade
Other Trades We Support
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General Contractors
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Remodelers
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Low‑Voltage Technicians
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Drywall & Paint
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Landscaping & Irrigation
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Roofing
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Concrete & Masonry
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Handyman Services
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Flooring Installers
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Carpentry
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Welding & Fabrication
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Garage Door Installers
Don’t see your trade? We probably insure it → Contact Us
Core Contractor Coverages
Commercial Auto
Insurance for vans, box trucks, and service vehicles.
Tools & Equipment (Inland Marine)
Covers tools against theft, loss, and jobsite damage.
Commercial Property & Shop Coverage
Protection for inventory, machinery, and office/shop buildings.
Jobsite & Contract Requirements Made Easy
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Additional Insured RequirementsWe add required AI wording for GCs or property managers.
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Primary & Non-ContributoryIncluded as needed for contracts and bids.
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Waiver of SubrogationHandled quickly upon request.
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Project‑Specific EndorsementsWe can match jobsite requirements exactly — upload your paperwork.
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Same‑Day COIsMost certificates are delivered in hours, not days.
Insurance That Scales with Your Business
As your business grows, your insurance should grow with it. We make changes fast, including:
- Adding new techs
- Adding new vans or trucks
- Increasing tools & equipment limits
- Updating payroll for Workers’ Comp
- Opening new shop locations
- Meeting new GC or municipal requirements
Your business changes fast — we keep you covered at every step.
FAQs (Frequently Asked Questions)
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What insurance do contractors need?Most trade businesses need General Liability, Workers’ Comp, Commercial Auto, Tools/Equipment, and Umbrella.
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Do you insure subcontractors and small trade businesses?Yes — from one-person operations to multi‑crew contractors.
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Do you provide same‑day COIs?Yes. Most certificates are delivered the same day, often within hours.
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Can you match GC or municipal wording?Yes — upload the requirements and we’ll match them.
Get Your Contractor Insurance Quote Today
Coverage for every trade — fast, competitive, and built to keep your business moving.