PERSONAL INSURANCE

Personal Insurance for Every Stage of Life

Home, auto, life, and everything in between. As local Elgin and Huntley agents, we shop 20+ carriers to build one protection program around your family, then re-shop it every renewal.

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  5-Star Google Reviews   20+ Carriers Shopped   Local Elgin & Huntley   We Handle The Switch

Pro Insurance Group is a full-service independent brokerage based in Elgin and Huntley, Illinois. With access to 20+ carriers, we build complete protection programs around your home, vehicles, family, and assets, then re-shop them at every renewal to keep you in the best position on coverage and price. Whether you are buying your first home, adding a teen driver, or simplifying a household full of vehicles and toys, we fit the policy to your life, not a template.

We Shop 20+ Carriers

One application. We compare every top carrier and bring you the best fit, instead of selling you one company's product.

We Re-Shop Every Renewal

The market changes constantly. We re-check your rate against it every year so your premium never quietly drifts up.

We Handle The Switch

Changing carriers is easy. We coordinate the new policy and cancel your old one for you, with no gap and no hassle.

Personal Insurance We Write

Every household has a different mix. We write the full range and bundle them for the best total result.

Auto Insurance

Standard, preferred, and high-risk auto for commuters, families, and multi-vehicle households, including SR-22 filings.

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Homeowners Insurance

Coverage for your home, belongings, and liability, placed with A-rated carriers and re-shopped every renewal.

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Renters Insurance

Affordable protection for tenants covering personal property, liability, and living expenses. Often required, almost always worth it.

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Personal Umbrella

An extra $1 million or more of liability above your auto and home limits, often for a few hundred dollars a year.

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Individual Life Insurance

Term, whole, and universal life to protect income, build cash value, fund estate plans, or support business succession.

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Individual Health Insurance

Health options for individuals and families, including marketplace plans, short-term coverage, and supplemental policies.

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Pet Insurance

Coverage for veterinary expenses, illness, accidents, and routine care, alongside the rest of your program.

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Not sure what you need?

Tell us about your household and we will build the right mix and find the savings.

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Bundle And Save 10 to 25 Percent

Bundling auto with home, condo, or renters is the single largest discount most households can get. As an independent broker, we can even mix carriers, your auto with one and your home with another, whenever it saves you more.

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Specialty Personal Coverages

Beyond the core six, we have markets for households with non-standard exposures.

Motorcycle, RV, ATV & Boat
Specialty vehicle coverage from Foremost, Progressive, Nationwide, and more.
Collector & Antique Vehicles
Agreed-value policies at a fraction of standard auto premium.
Rental & Investment Property
Landlord and dwelling fire policies for one rental or a full portfolio.
Flood Insurance
Through the NFIP and select private flood markets.
Special Event Insurance
Short-term liability for weddings, parties, and one-time events.
High-Risk Auto & SR-22
SR-22 filings, no prior insurance, and non-standard carrier matching.

Local Roots, Statewide Reach

Our primary market is Illinois, with deep roots across the northwest Chicago suburbs, and we hold non-resident licenses in 40+ states for second homes, relocations, and out-of-state family.

Illinois home insurance  ·  independent agents in Kane County  ·  McHenry County  ·  Elgin  ·  Huntley

What Our Clients Say

 

Why Choose Pro Insurance Group

Access to 20+ Carriers. Your policy is matched to the right market, not the only one a captive agent can sell.
Right Coverage, Right Price. Cheap insurance is worthless if you are underinsured at claim time. We build around your real exposures.
Carrier Quality Matters. We place clients with carriers that combine competitive pricing with strong claims handling and financial ratings.
Re-Marketed Every Renewal. We re-shop your account at renewal to confirm you remain in the best position on coverage and premium.
Same-Day Response Standard. You should never wait on us for a policy change, certificate, ID card, or claim question.

Frequently Asked Questions

What does personal insurance include?

Personal insurance covers your home, vehicles, life, health, and other personal assets. The core products are auto, homeowners or renters, life, health, and umbrella. Most households also benefit from specialty coverages like motorcycle, RV, flood, or pet insurance depending on their exposures.

What is the benefit of using an independent broker?

An independent broker is not tied to any single company. We have access to 20+ carriers, so we compare coverage and pricing on your behalf rather than fitting you into one company's pricing model. Market competition works in your favor instead of against you.

How does bundling save money?

Carriers reward households that consolidate policies because they retain longer and produce better loss ratios. Most households that bundle auto with home, condo, or renters save 10 to 25 percent across both policies.

Do you serve clients outside Illinois?

Yes. Our offices are in Elgin and Huntley, Illinois, and we hold non-resident licenses in 40+ states. Most of our personal lines clients are in Illinois, but we have markets for relocations, second homes, and out-of-state family members.

How do I get a personal insurance quote?

The fastest path is a home and auto quote request, which captures the bundle picture in one submission. You can also call, text, or email us. We typically respond the same business day.

Get a Personal Insurance Quote

A licensed advisor reviews your current coverage, finds the gaps, shops 20+ carriers, and presents options that fit your needs and budget. No cost, no obligation.

Or call 833-776-4671, text quoteme to 312-878-9416, or email info@proinsgrp.com

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