Transportation Insurance

Transportation insurance for the vehicles your business runs on

From a single owner-operator to a multi-state fleet, a tow operation, or a last-mile delivery business, we build the right commercial vehicle coverage, handle your FMCSA filings, and keep you moving. Independent brokers across Illinois and 40+ states.

Get a Transportation Quote Call 833-776-4671
40+
States covered
FMCSA
Filings & MCS-90
Same-day
Certificates (COIs)
Independent
Multiple carriers

Quick Answer: Transportation insurance protects the vehicles, drivers, and cargo a business depends on. The foundation is commercial auto liability and physical damage, layered with cargo, on-hook, bobtail, and FMCSA filings depending on whether you run trucks, vans, a fleet, or a tow operation. We place coverage for every type of commercial vehicle business.

Explore our transportation coverage

Find the coverage that fits your operation, or call and we will point you to the right program in minutes.

Commercial Trucking Insurance

For owner-operators and motor carriers. Primary liability, cargo, physical damage, bobtail, and FMCSA filings.

Box Truck Insurance

For straight-truck and box truck operators hauling local and regional freight, with cargo and liability built in.

Fleet Insurance

One scalable policy for two vehicles or two hundred. Simpler to manage and usually cheaper than separate policies.

Towing Insurance

For tow and recovery operators, with on-hook and garage keepers coverage generic policies miss.

Last-Mile & Delivery Insurance

For couriers, cargo van operators, and Amazon DSP fleets, including the specific limits the DSP program requires.

Commercial Auto Insurance

The foundation beneath every transportation policy: liability, physical damage, and hired and non-owned auto.

Commercial auto is the backbone

Every transportation policy starts with commercial auto insurance, which covers the vehicles your business owns and the drivers who operate them. From there, the coverage layers up based on what you do: motor truck cargo and bobtail for carriers, on-hook and garage keepers for tow operators, and hired and non-owned auto for delivery businesses whose drivers use their own vehicles. A personal auto policy will not respond to any of it, which is why specialized transportation coverage matters.

Which transportation coverage do I need?

A quick guide by operation type:

You run trucks under your own authority or for-hire, Commercial Trucking.
You operate straight or box trucks for local freight, Box Truck.
You manage two or more vehicles of any kind, Fleet.
You tow, recover, or repossess vehicles, Towing with on-hook and garage keepers.
You deliver packages or run an Amazon DSP, Last-Mile & Delivery.

Not sure where you fit, or run more than one of these? Call us and we will map the right program to your operation.

What our clients say

 

Why transportation businesses choose Pro Insurance Group

Specialists, not generalists

We know cargo, on-hook, bobtail, and the DSP and FMCSA rules that generic agents miss.

Independent market access

We shop carriers that specialize in transportation risk and put them head to head for you.

Filings & COIs handled

MCS-90, BMC-91X, and same-day certificates so your authority and contracts never wait.

We grow with you

From one vehicle to a full fleet, we adjust coverage as you add trucks, drivers, and routes.

Transportation insurance FAQ

What is transportation insurance?

Transportation insurance is the set of commercial coverages that protect the vehicles, drivers, and cargo a business runs on. The backbone is commercial auto liability and physical damage, layered with cargo, on-hook, bobtail, and FMCSA filings depending on whether you run trucks, vans, a fleet, or a tow operation.

What types of transportation businesses does Pro Insurance Group cover?

We cover owner-operators and trucking fleets, box truck operators, last-mile and courier businesses including Amazon DSPs, tow and recovery operators, and any business running a fleet of commercial vehicles. We serve Illinois and 40-plus states.

What is the difference between commercial auto and trucking insurance?

Commercial auto is the foundation that covers any business-owned vehicle. Trucking insurance builds on it with coverages specific to motor carriers, such as motor truck cargo, bobtail and non-trucking liability, trailer interchange, and FMCSA filings like the MCS-90.

Does Pro Insurance Group handle FMCSA filings?

Yes. For interstate motor carriers and towing operations that cross state lines, we file the MCS-90 endorsement and the BMC-91X with the FMCSA to activate and maintain your operating authority, as part of placing your policy.

Can you cover a mixed fleet of different vehicle types?

Yes. A fleet policy can combine cars, pickups, service vans, box trucks, and semis under one scalable contract, which is usually simpler to manage and cheaper than insuring each vehicle separately.

Whatever you drive, we will cover it

Tell us about your operation and a licensed advisor will build the right transportation program and shop it across carriers. No pressure.

Get a Transportation Quote Call 833-776-4671
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Reviewed by Neal Fusco, VP Commercial Lines

25+ years placing commercial transportation coverage, from owner-operators to multi-state fleets, across Illinois and 40+ states.

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