Who Needs Habitational Insurance?
Landlords are different from tenants because they manage apartment complexes and other residential units; however, they are similar to their...
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Who Is Required to Obtain HOA Insurance?
Most homeowners associations (HOA) own land and improvements that are available for the use of the community homeowners and their guests. The...
What Does HOA Insurance Cover?
A homeowners association (HOA) is an organization that provides governance and services to homeowners or condominium owners within the HOA. In...
How Does HOA and Homeowners Insurance Work?
As a homeowner in a community that has a homeowners association (HOA), you will pay dues to the HOA. A portion of each member’s dues will pay...
What Is HOA Insurance?
HOA insurance is available to homeowner’s associations (HOAs) to protect the association from liability arising from injuries or damage...
How Much Is Home Insurance In Illinois?
The cost of owning your home includes the cost of home insurance. The average cost of homeowners insurance across the United States is $1,083...
Top 5 Home Insurance Myths
Almost every homeowner in the United States has homeowners insurance coverage for their home. Mortgage lenders actually require home insurance...
What Does Habitational Insurance Cover?
Landlords need to protect their property similarly to any other homeowner or renter. No matter what type of residential properties landlords...
Reasons To Get Product Recall Insurance
A product recall is a request by a manufacturer to suppliers to return a product that is defective or has an unidentified risk of injury or...