Insurance tips, coverage breakdowns, and expert insights for individuals and businesses.

Specialty Insurance (12)

Mechanics working on customer vehicles in an automotive service station representing the seven standard perils covered by garage keepers insurance including fire, theft, vandalism, collision damage on premises, weather, riot, and explosion.

What Does Garage Keepers Insurance Cover?

May 31, 2021 12:00:00 AM

What Does Garage Keepers Insurance Cover? Complete 2026 Breakdown Quick Answer: Garage keepers insurance typically covers seven standard perils...

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Tow truck transporting a damaged vehicle representing the dual on-hook and garagekeepers exposure auto body shops face when operating their own tow trucks for customer accommodation and accident response.

Why Auto Body Shops Should Acquire Towing Insurance

May 24, 2021 12:00:00 AM

Why Auto Body Shops Need Towing Insurance in 2026 Quick Answer: Auto body shops that operate a tow truck for customer accommodation, accident...

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Mechanics inspecting a customer vehicle in a repair garage representing the custody, care, and control exposure that garage keepers insurance covers for auto body shops, repair facilities, dealerships, and towing operations.

What Is Garage Keepers Insurance?

May 19, 2021 12:00:00 AM

What Is Garage Keepers Insurance? Complete 2026 Coverage Guide Quick Answer: Garage keepers insurance (also called garagekeepers legal...

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Roadside service technician assisting a stranded motorist representing the unique insurance exposures emergency roadside operators face including bodily injury risk and customer vehicle damage during service.

Why Emergency Roadside Service Providers Need Towing Insurance

May 10, 2021 12:00:00 AM

Why Emergency Roadside Service Providers Need Commercial Towing Insurance Quick Answer: Emergency roadside service providers (lockouts,...

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Calculator showing how much savings you can have when you select Pro Insurance Group as your agent

Tow Truck Insurance Cost in 2026: $450-$620/Month Average

Apr 12, 2021 12:00:00 AM

Quick Answer: Tow truck insurance averages $450-$620/month ($5,400-$7,440/year) for single-truck operations in 2026, with median commercial...

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Towing service operator helping a customer with a disabled vehicle representing the 12 business types that need commercial towing insurance including motor club contractors, repossession operators, and auto body shops.

Who Needs Commercial Towing Insurance?

Apr 5, 2021 12:00:00 AM

Who Needs Commercial Towing Insurance? 12 Business Types in 2026 Quick Answer: Any business that physically tows, transports, or stores...

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What is habitational insurance: 2026 guide for Illinois landlords, apartment owners, and real estate investors

What Is Habitational Insurance?

Mar 25, 2021 12:00:00 AM

Habitational insurance is the commercial property and liability program for residential rental real estate. If you own apartment buildings,...

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Does My HOA Need HOA Insurance?

Mar 15, 2021 12:00:00 AM

A homeowner’s association (HOA) should have insurance that protects the HOA against financial losses resulting from accidents or injuries that...

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On-hook towing insurance guide by Neal Fusco showing 2026 premium ranges and coverage

What is On-Hook Towing Insurance?

Mar 11, 2021 12:00:00 AM

Quick answer: On-hook towing insurance covers damage to a customer's vehicle while it is attached to, being loaded onto, or being unloaded from...

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