Risks of Running a Restaurant Without Insurance: 9 Exposures
The real risks of operating a restaurant without insurance, from slip-and-falls to dram shop claims, and the covera...
Pro Insurance Group
Insurance Cost Guides and Coverage Answers
Real premium ranges, coverage breakdowns, and plain answers to the questions people actually ask before they buy. Every guide is written by a licensed advisor on our team and reviewed before it goes live.
249Published guides
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Latest Guides
Page 19 of 28.
Assault and Battery Insurance for Bar Owners
Assault and battery insurance protects Illinois bar owners from fight, injury, and lawsuit claims. Learn what it co...
Host Liquor vs. Liquor Liability Insurance: The Difference (2026)
Hosting a party or event and not selling alcohol? That is host liquor liability. Selling it takes liquor liability....
Illinois Commercial Truck Insurance: What You Need to Know in 2026
Illinois commercial truck insurance in 2026: real cost ranges, FMCSA liability limits, the coverages you need, and ...
FEC Insurance for Sports Facilities: Coverage Breakdown
What sports facilities need in an FEC insurance program: participant injury coverage, waiver limits, host liquor li...
Types of Homeowners Insurance
HO-3, HO-5, HO-6 and the rest: what each homeowners policy form covers, who it fits, which is most common, and how ...
What is Employee Benefits Liability Insurance?
Employee benefits liability insurance covers claims from errors in administering employee benefit plans. Learn what...
Which Policies Are Most Important In Restaurant Insurance?
The most important restaurant insurance policies are general liability, property, workers comp, liquor liability, a...
Questions To Ask Your Business Insurance Agent
Choosing business coverage? See the key questions to ask your insurance agent about policy types, limits, exclusion...
Working With an Independent Broker
The questions people ask before they call.
Does it cost more to buy through an independent agency?
No. Pro Insurance Group charges no agency fees, and carrier rates are filed with the state, so the premium is the same whether you buy direct or through us. The difference is that we can put your risk in front of more than 20 carriers instead of one.
Who actually writes these guides?
Licensed advisors on our team. Commercial guides are written by Neal Fusco, VP of Commercial Lines, who has 25 years across both the carrier and agency sides. Personal lines guides are written by Dave Rysavy, VP of Personal Lines. Every guide is reviewed before it publishes.
Are the premium ranges in these guides real?
They are ranges, not quotes. We publish what we see across the carriers we place business with, broken out by business profile or risk factors so you can find the row that looks like you. Your actual premium depends on your specific exposure, claims history, and location.
How long does it take to get a real quote?
A few minutes to start. You give us the basics, an advisor shops your risk across our carrier panel, and you get options with the reasoning behind each one. There is no obligation and no fee to see what is available.
Independent. Local. No agency fees.
Reading Is Smart. Saving Is Better.
You have done the homework. Now let a local advisor shop 20+ top-rated carriers and find your right coverage at the right price. It takes a few minutes and there is no obligation.