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Cost guides, coverage breakdowns, and expert insights to help families and businesses make confident insurance decisions

Navy and gold Pro Insurance Group graphic with the shield logo and the headline Assault and Battery Insurance for Bar Owners, by Neal Fusco, VP Commercial Lines

Assault and Battery Insurance for Bar Owners

Quick Answer: Assault and battery insurance protects bar owners from lawsuits alleging the bar is responsible for a physical altercation on its...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline What Happens If You Don't Have Liquor Liability Insurance?, by Neal Fusco, VP Commercial Lines

What Happens If You Don’t Have Liquor Liability Insurance?

Quick Answer: If you do not have liquor liability insurance, your business is personally responsible for the cost of any alcohol-related claim,...

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Host liquor liability vs liquor liability insurance comparison graphic from Pro Insurance Group with gold shield logo on navy background

Host Liquor vs. Liquor Liability Insurance: The Difference (2026)

Quick Answer: Host liquor liability covers businesses that allow alcohol to be consumed but do not sell or serve it, and it is usually included...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Illinois Commercial Truck Insurance' by Neal Fusco, VP Commercial Lines

Illinois Commercial Truck Insurance: What You Need to Know in 2026

Quick Answer: Illinois commercial truck operators typically pay $9,000 to $14,000 per truck per year for an established own-authority operation...

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FEC insurance for sports facilities participant risk coverage - Pro Insurance Group guide by Neal Fusco

FEC Insurance for Sports Facilities: Coverage Breakdown

Sports facilities, training centers, sportsplexes, batting cage operations, tournament venues, sit inside the Family Entertainment Center...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Average Cost of Homeowners Insurance in Illinois 2026, by Dave Rysavy, Personal Lines Advisor

What is The Average Cost of Homeowners Insurance in Illinois?

Quick Answer: The average cost of homeowners insurance in Illinois typically falls in the range of a few thousand dollars per year, though your...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Types of Homeowners Insurance: HO-1 to HO-8 Explained, by Dave Rysavy, Personal Lines Advisor

Types of Homeowners Insurance

Quick Answer: There are eight standard types of homeowners insurance, labeled HO-1 through HO-8. The most common for a typical house is HO-3,...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline What Is Employee Benefits Liability Insurance?, by Neal Fusco, VP Commercial Lines

What is Employee Benefits Liability Insurance?

Quick Answer: Employee benefits liability insurance protects employers against claims arising from mistakes in administering employee benefit...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Which Restaurant Insurance Policies Matter Most?, by Neal Fusco, VP Commercial Lines

Which Policies Are Most Important In Restaurant Insurance?

Quick Answer: The most important restaurant insurance policies are general liability, commercial property, workers compensation, liquor...

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