🏡🚗 Why an Independent Agent Is Better for Home & Auto Insurance
Independent vs. captive agent: an independent agent shops 20+ carriers for your home and auto. See the difference, ...
Pro Insurance Group
Insurance Cost Guides and Coverage Answers
Real premium ranges, coverage breakdowns, and plain answers to the questions people actually ask before they buy. Every guide is written by a licensed advisor on our team and reviewed before it goes live.
274Published guides
20+Carriers we shop
40+States licensed
$0Agency fees
★5-Star Google Reviews
✓20+ Carriers Shopped
★Local Elgin & Huntley
✓We Handle The Switch
Latest Guides
Page 11 of 31.
Top Assisted Living Insurance Claims and How to Prevent Them
Resident falls, abuse allegations, and medication errors are the top assisted living insurance claims. See the risk...
The Complete Guide to Insurance for Assisted Living Facilities
A complete guide to assisted living facility insurance: the coverages you need, what drives cost, and how to close ...
Assisted Living Facility Insurance Checklist for 2026
A complete assisted living insurance checklist: the 10 coverages every senior care facility needs and the gaps stan...
How Homeowners in Illinois Can Avoid Common Home Insurance Coverage Gaps
The most common Illinois home insurance gaps, from underinsured dwellings to missing water-backup coverage, and how...
When to Update Your Commercial Trucking Insurance Plan
Adding trucks, changing routes, or gaining new authority? Learn exactly when to update your commercial trucking ins...
The Cost of Commercial Trucking Insurance Explained
What does commercial truck insurance cost in 2026? See real per-truck ranges, the factors that drive your premium, ...
Best Commercial Trucking Insurance for Fleet Owners
The best fleet trucking insurance pairs the right coverage mix with a specialist agent. See 2026 costs, required co...
How to Switch Homeowners Insurance Without Creating a Coverage Gap
Switch homeowners insurance the right way: line up the new policy, notify your lender and escrow, then cancel the o...
Working With an Independent Broker
The questions people ask before they call.
Does it cost more to buy through an independent agency?
No. Pro Insurance Group charges no agency fees, and carrier rates are filed with the state, so the premium is the same whether you buy direct or through us. The difference is that we can put your risk in front of more than 20 carriers instead of one.
Who actually writes these guides?
Licensed advisors on our team. Commercial guides are written by Neal Fusco, VP of Commercial Lines, who has 25 years across both the carrier and agency sides. Personal lines guides are written by Dave Rysavy, VP of Personal Lines. Every guide is reviewed before it publishes.
Are the premium ranges in these guides real?
They are ranges, not quotes. We publish what we see across the carriers we place business with, broken out by business profile or risk factors so you can find the row that looks like you. Your actual premium depends on your specific exposure, claims history, and location.
How long does it take to get a real quote?
A few minutes to start. You give us the basics, an advisor shops your risk across our carrier panel, and you get options with the reasoning behind each one. There is no obligation and no fee to see what is available.
Independent. Local. No agency fees.
Reading Is Smart. Saving Is Better.
You have done the homework. Now let a local advisor shop 20+ top-rated carriers and find your right coverage at the right price. It takes a few minutes and there is no obligation.