Does Landlord Insurance Cover Loss of Rent?
Most landlord policies cover loss of rent when your property is uninhabitable, but tenant non-payment needs add-on ...
Pro Insurance Group
Insurance Cost Guides and Coverage Answers
Real premium ranges, coverage breakdowns, and plain answers to the questions people actually ask before they buy. Every guide is written by a licensed advisor on our team and reviewed before it goes live.
280Published guides
20+Carriers we shop
40+States licensed
$0Agency fees
★5-Star Google Reviews
✓20+ Carriers Shopped
★Local Elgin & Huntley
✓We Handle The Switch
Latest Guides
Page 25 of 32.
How to Become a Property Manager: Licensing to First Clients
How to become a property manager: Illinois licensing rules, certifications worth earning, the insurance your new fi...
5 Tips For Becoming A Landlord
Thinking of renting out property in Illinois? These five tips, from insurance to tenant screening, help new landlor...
Is Landlord Insurance Worth It? The Cost vs. Exposure Math
Is landlord insurance worth having? Compare the premium against what one uninsured event costs, and why a homeowner...
Landlord Vs. Habitational Insurance
Landlord vs. habitational insurance compared. Decision framework, breakpoints, and cost. Neal Fusco on which policy...
3 Important Landlord Obligations & Responsibilities
Illinois landlords must keep rentals habitable, follow safety and disclosure laws, and respect tenant rights. See 3...
Do Landlords Have To Have Insurance By Law?
Landlords are not legally required to carry insurance in Illinois, but lenders almost always require it. Here is wh...
What Is The Difference Between Homeowner Insurance And HOA Insurance?
Homeowners insurance covers your unit and belongings; HOA insurance covers shared community property and common are...
What Are Typical Landlords Expenses & How To Lower Them
Insurance, maintenance, taxes, and vacancies add up for landlords. See five common rental expenses and proven ways ...
Working With an Independent Broker
The questions people ask before they call.
Does it cost more to buy through an independent agency?
No. Pro Insurance Group charges no agency fees, and carrier rates are filed with the state, so the premium is the same whether you buy direct or through us. The difference is that we can put your risk in front of more than 20 carriers instead of one.
Who actually writes these guides?
Licensed advisors on our team. Commercial guides are written by Neal Fusco, VP of Commercial Lines, who has 25 years across both the carrier and agency sides. Personal lines guides are written by Dave Rysavy, VP of Personal Lines. Every guide is reviewed before it publishes.
Are the premium ranges in these guides real?
They are ranges, not quotes. We publish what we see across the carriers we place business with, broken out by business profile or risk factors so you can find the row that looks like you. Your actual premium depends on your specific exposure, claims history, and location.
How long does it take to get a real quote?
A few minutes to start. You give us the basics, an advisor shops your risk across our carrier panel, and you get options with the reasoning behind each one. There is no obligation and no fee to see what is available.
Independent. Local. No agency fees.
Reading Is Smart. Saving Is Better.
You have done the homework. Now let a local advisor shop 20+ top-rated carriers and find your right coverage at the right price. It takes a few minutes and there is no obligation.