Insurance tips, coverage breakdowns, and expert insights for individuals and businesses.

Does My HOA Need HOA Insurance?

A homeowner’s association (HOA) should have insurance that protects the HOA against financial losses resulting from accidents or injuries that...

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On-hook towing insurance guide by Neal Fusco showing 2026 premium ranges and coverage

What is On-Hook Towing Insurance?

Quick answer: On-hook towing insurance covers damage to a customer's vehicle while it is attached to, being loaded onto, or being unloaded from...

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Why Should I Acquire Habitational Insurance?

All businesses can benefit from having business insurance and some businesses are even required to have it. Similarly, if you are the landlord...

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Who Needs Habitational Insurance?

Landlords are different from tenants because they manage apartment complexes and other residential units; however, they are similar to their...

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Is HOA Insurance Required in Illinois? Board member guide to statutory requirements by Pro Insurance Group

Who Is Required to Obtain HOA Insurance?

If you've been asked to join an HOA board or you've just taken over as treasurer of a community association, one of the first questions that...

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What Does HOA Insurance Cover?

A homeowners association (HOA) is an organization that provides governance and services to homeowners or condominium owners within the HOA. In...

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How Does HOA and Homeowners Insurance Work?

As a homeowner in a community that has a homeowners association (HOA), you will pay dues to the HOA. A portion of each member’s dues will pay...

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What Is HOA Insurance?

HOA insurance is available to homeowner’s associations (HOAs) to protect the association from liability arising from injuries or damage...

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How Much Is Home Insurance In Illinois?

The cost of owning your home includes the cost of home insurance. The average cost of homeowners insurance across the United States is $1,083...

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