How Much Does Restaurant Insurance Cost in 2026?
Restaurant insurance costs $3,000 to $15,000+ a year. See general liability, workers comp, and liquor liability cos...
Pro Insurance Group
Insurance Cost Guides and Coverage Answers
Real premium ranges, coverage breakdowns, and plain answers to the questions people actually ask before they buy. Every guide is written by a licensed advisor on our team and reviewed before it goes live.
280Published guides
20+Carriers we shop
40+States licensed
$0Agency fees
★5-Star Google Reviews
✓20+ Carriers Shopped
★Local Elgin & Huntley
✓We Handle The Switch
Latest Guides
Page 2 of 32.
How to Compare New Authority Trucking Insurance Brokers
A criteria-based guide to comparing trucking insurance brokers for a new authority: filing speed, market access, li...
Questions to Ask a New Authority Trucking Insurance Broker
The questions a new motor carrier should ask a trucking insurance broker before filing for authority, so your filin...
FMCSA Insurance Requirements for a New Trucking Authority
The FMCSA insurance limits, filings, and forms you need to activate and keep a new trucking authority, explained by...
How Much Does Golf Cart Insurance Cost in Illinois?
Golf cart insurance in Illinois runs about $70 to $150 a year liability-only, more with full coverage. What Illinoi...
Certificate Holder vs. Additional Insured: Are They the Same?
A certificate holder just receives paperwork. An additional insured is added to your policy by endorsement and gets...
How to Get a Certificate of Insurance (And How Fast)
Your agent issues a certificate of insurance, usually free and often same day. What to send them, how fast to expec...
How Much Does Group Home Insurance Cost in 2026?
What group home insurance costs: published medians for liability and workers comp, plus the abuse coverage gap most...
What Is a Ghost Policy for Workers Comp?
A ghost policy is a minimum premium workers comp policy that covers no one. See who qualifies, what it costs, and w...
Working With an Independent Broker
The questions people ask before they call.
Does it cost more to buy through an independent agency?
No. Pro Insurance Group charges no agency fees, and carrier rates are filed with the state, so the premium is the same whether you buy direct or through us. The difference is that we can put your risk in front of more than 20 carriers instead of one.
Who actually writes these guides?
Licensed advisors on our team. Commercial guides are written by Neal Fusco, VP of Commercial Lines, who has 25 years across both the carrier and agency sides. Personal lines guides are written by Dave Rysavy, VP of Personal Lines. Every guide is reviewed before it publishes.
Are the premium ranges in these guides real?
They are ranges, not quotes. We publish what we see across the carriers we place business with, broken out by business profile or risk factors so you can find the row that looks like you. Your actual premium depends on your specific exposure, claims history, and location.
How long does it take to get a real quote?
A few minutes to start. You give us the basics, an advisor shops your risk across our carrier panel, and you get options with the reasoning behind each one. There is no obligation and no fee to see what is available.
Independent. Local. No agency fees.
Reading Is Smart. Saving Is Better.
You have done the homework. Now let a local advisor shop 20+ top-rated carriers and find your right coverage at the right price. It takes a few minutes and there is no obligation.