What Is Covered With Landlord Insurance Vs. Renters Insurance?
Landlord insurance covers the building and your liability; renters insurance covers a tenant's belongings. Learn th...
Pro Insurance Group
Insurance Cost Guides and Coverage Answers
Real premium ranges, coverage breakdowns, and plain answers to the questions people actually ask before they buy. Every guide is written by a licensed advisor on our team and reviewed before it goes live.
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Latest Guides
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6 Important Landlord Forms You’ll Always Need To Have Handy For Your Liability
Six essential landlord forms protect you from liability and disputes. Learn which documents every Illinois landlord...
The Most Common Landlord Insurance Claims & How To Avoid Them
Loss of rent, water damage, and tenant injuries top the list of landlord insurance claims. Here is how Illinois lan...
7 Tips For Choosing An HOA Insurance Policy
Choosing the right HOA insurance policy protects your association's buildings, common areas, and board. Here are 7 ...
Is Landlord Insurance Tax Deductible?
Yes, landlord insurance is generally tax deductible as a rental business expense. Learn how Illinois landlords can ...
HOA Master Insurance Policy: What It Covers and What It Doesn't
An HOA master policy covers the building exterior and common areas, not your unit interior. See what is covered, co...
Landlord Insurance: 5 Must Have Rental Property Policies
The 5 must-have landlord insurance policies: property, personal property, rent loss, replacement cost, and acts of ...
Do I Need Landlord Insurance For My AirBnB House?
Do you need landlord insurance for an Airbnb house? Yes, standard homeowners policies exclude paid guests. See what...
What Is Medical Payments Insurance?
Medical payments insurance (med pay) helps cover medical bills for you and your passengers after a crash, no matter...
Working With an Independent Broker
The questions people ask before they call.
Does it cost more to buy through an independent agency?
No. Pro Insurance Group charges no agency fees, and carrier rates are filed with the state, so the premium is the same whether you buy direct or through us. The difference is that we can put your risk in front of more than 20 carriers instead of one.
Who actually writes these guides?
Licensed advisors on our team. Commercial guides are written by Neal Fusco, VP of Commercial Lines, who has 25 years across both the carrier and agency sides. Personal lines guides are written by Dave Rysavy, VP of Personal Lines. Every guide is reviewed before it publishes.
Are the premium ranges in these guides real?
They are ranges, not quotes. We publish what we see across the carriers we place business with, broken out by business profile or risk factors so you can find the row that looks like you. Your actual premium depends on your specific exposure, claims history, and location.
How long does it take to get a real quote?
A few minutes to start. You give us the basics, an advisor shops your risk across our carrier panel, and you get options with the reasoning behind each one. There is no obligation and no fee to see what is available.
Independent. Local. No agency fees.
Reading Is Smart. Saving Is Better.
You have done the homework. Now let a local advisor shop 20+ top-rated carriers and find your right coverage at the right price. It takes a few minutes and there is no obligation.