The 2026 Assisted Living Insurance Gap Report
Quick answer: The seven most common insurance gaps in assisted living are outdated liability limits, missing or sublimited abuse and...
What Mortgage Lenders Require in a Home Insurance Policy
Quick Answer: Mortgage lenders require enough dwelling coverage to rebuild your home at replacement cost, the lender named as mortgagee or loss...
How to Choose the Right Insurance for Your Assisted Living Facility
Quick answer: Choosing the right assisted living insurance means matching coverage to your facility's actual risks rather than buying a generic...
How Homeowners Insurance Works With Your Mortgage and Escrow
Quick Answer: If you have a mortgage, your lender requires home insurance and usually pays it through an escrow account, collecting a portion...
Risk Management Strategies Every Assisted Living Operator Should Know
Quick answer: Effective risk management for an assisted living facility combines four moves: a regular internal risk assessment, investment in...
Top Insurance Claims Assisted Living Facilities Face
Quick answer: The most common insurance claims assisted living facilities face fall into three groups: resident injuries and neglect, abuse...
Signs It’s Time to Shop for a New Homeowners Insurance Policy
Quick Answer: It is time to shop for new home insurance when your premium spikes at renewal, your carrier non-renews you or leaves Illinois,...
Do You Need to Update Your Homeowners Insurance After a Renovation?
Quick Answer: Yes. Renovations raise your home's rebuild cost, so you should update your dwelling coverage after an addition, major remodel,...
Comparing Insurance Options for Assisted Living Facilities
Quick answer: To compare commercial insurance options for an assisted living facility, work through five coverages in order: general liability,...