How to Choose an Illinois Insurance Broker (2026)
How to choose an Illinois insurance broker: compare carrier access, niche fit, claims support and fees to pick the ...
Pro Insurance Group
Insurance Cost Guides and Coverage Answers
Real premium ranges, coverage breakdowns, and plain answers to the questions people actually ask before they buy. Every guide is written by a licensed advisor on our team and reviewed before it goes live.
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Latest Guides
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How Much Is Renters Insurance in Illinois? (2026 Cost)
Renters insurance in Illinois averages about $15 to $26 a month. What drives your rate, whether it is required, and...
Which Businesses Need EPLI? (By Industry)
Any business with employees has EPLI exposure, but some industries face far higher risk. See which businesses need ...
Is Homeowners Insurance Required in Illinois?
Illinois does not legally require homeowners insurance, but your mortgage lender almost certainly does. What it cov...
What Does Renters Insurance Cover? (2026 Guide)
Renters insurance covers your belongings, liability, and living costs, not floods, your car, or the building. See t...
EPLI vs Workers Comp: What's the Difference? (2026)
EPLI covers employment lawsuits like wrongful termination and harassment. Workers comp covers on-the-job injuries. ...
What Does General Liability Insurance Cover? (2026 Guide)
General liability insurance covers third-party bodily injury, property damage, and lawsuits. See what is and is not...
SR-22 Insurance in Illinois: Cost, Rules & How to File (2026)
SR-22 insurance in Illinois explained: what it is, the 3-year rule, minimum 25/50/20 limits, filing fees, and how t...
What Is a Certificate of Insurance (COI)? Small Business Guide
A certificate of insurance (COI) proves your business carries coverage. See what is on a COI, certificate holder vs...
Working With an Independent Broker
The questions people ask before they call.
Does it cost more to buy through an independent agency?
No. Pro Insurance Group charges no agency fees, and carrier rates are filed with the state, so the premium is the same whether you buy direct or through us. The difference is that we can put your risk in front of more than 20 carriers instead of one.
Who actually writes these guides?
Licensed advisors on our team. Commercial guides are written by Neal Fusco, VP of Commercial Lines, who has 25 years across both the carrier and agency sides. Personal lines guides are written by Dave Rysavy, VP of Personal Lines. Every guide is reviewed before it publishes.
Are the premium ranges in these guides real?
They are ranges, not quotes. We publish what we see across the carriers we place business with, broken out by business profile or risk factors so you can find the row that looks like you. Your actual premium depends on your specific exposure, claims history, and location.
How long does it take to get a real quote?
A few minutes to start. You give us the basics, an advisor shops your risk across our carrier panel, and you get options with the reasoning behind each one. There is no obligation and no fee to see what is available.
Independent. Local. No agency fees.
Reading Is Smart. Saving Is Better.
You have done the homework. Now let a local advisor shop 20+ top-rated carriers and find your right coverage at the right price. It takes a few minutes and there is no obligation.