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Cost guides, coverage breakdowns, and expert insights to help families and businesses make confident insurance decisions

Flowers sitting on a table in an ALF common room

How to Choose the Right Insurance for Your Assisted Living Facility

Quick answer: Choosing the right assisted living insurance means matching coverage to your facility's actual risks rather than buying a generic...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'How Home Insurance Works With Your Mortgage & Escrow' by Dave Rysavy, Personal Lines Advisor

How Homeowners Insurance Works With Your Mortgage and Escrow

Quick Answer: If you have a mortgage, your lender requires home insurance and usually pays it through an escrow account, collecting a portion...

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Resident and Nurse sitting outside an assisted living facility

Risk Management Strategies Every Assisted Living Operator Should Know

Quick answer: Effective risk management for an assisted living facility combines four moves: a regular internal risk assessment, investment in...

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Assisted Living Facility Residents smiling and talking with staff member

Top Insurance Claims Assisted Living Facilities Face

Quick answer: The most common insurance claims assisted living facilities face fall into three groups: resident injuries and neglect, abuse...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Signs It's Time to Shop for Home Insurance' by Dave Rysavy, Personal Lines Advisor

Signs It’s Time to Shop for a New Homeowners Insurance Policy

Quick Answer: It is time to shop for new home insurance when your premium spikes at renewal, your carrier non-renews you or leaves Illinois,...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Updating Home Insurance After a Renovation' by Dave Rysavy, Personal Lines Advisor

Do You Need to Update Your Homeowners Insurance After a Renovation?

Quick Answer: Yes. Renovations raise your home's rebuild cost, so you should update your dwelling coverage after an addition, major remodel,...

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ALF resident being helped by nurse

Comparing Insurance Options for Assisted Living Facilities

Quick answer: To compare commercial insurance options for an assisted living facility, work through five coverages in order: general liability,...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Assisted Living Liability Coverage' by Neal Fusco, VP, Commercial Lines

Liability Coverage Every Assisted Living Director Needs

Quick Answer: Assisted living directors need more than a standard general liability policy. The core program includes general liability,...

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