PRO INSURANCE GROUP

Insurance Blog

Cost guides, coverage breakdowns, and expert insights to help families and businesses make confident insurance decisions

Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Workers Comp Insurance in Illinois' by Neal Fusco, VP, Commercial Lines

Workers Comp Insurance in Illinois: What Small Businesses Must Know

Quick Answer: Illinois requires workers compensation insurance for nearly every business with employees, including part-time and family, with...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Common Myths About Illinois Homeowners Insurance' by Dave Rysavy, Personal Lines Advisor

Common Myths About Homeowner Insurance in Illinois

Quick Answer: Several common myths cost Illinois homeowners money: that home insurance covers floods (it does not), that you should insure your...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Contractor Insurance in Illinois' by Neal Fusco, VP, Commercial Lines

Contractor Insurance in Illinois: What to Know Before You Build

Quick Answer: Illinois contractors need general liability insurance at a minimum, and most also need workers compensation (required once you...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Hidden Costs of Commercial Insurance' by Neal Fusco, VP, Commercial Lines

The Hidden Costs of Commercial Insurance (and How to Avoid Them)

Quick Answer: The premium on your quote is rarely the full cost of commercial insurance. The real expenses that surprise business owners are...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'How Much Is Homeowners Insurance in Illinois in 2026?' by Dave Rysavy, Personal Lines Advisor

How Much Is Homeowners Insurance in Illinois in 2026?

Quick Answer: Most Illinois homeowners pay roughly $2,200 to $3,400 a year for homeowners insurance in 2026, and the statewide average is...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'What Mortgage Lenders Require in Home Insurance' by Dave Rysavy, Personal Lines Advisor

What Mortgage Lenders Require in a Home Insurance Policy

Quick Answer: Mortgage lenders require enough dwelling coverage to rebuild your home at replacement cost, the lender named as mortgagee or loss...

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Flowers sitting on a table in an ALF common room

How to Choose the Right Insurance for Your Assisted Living Facility

Quick answer: Choosing the right assisted living insurance means matching coverage to your facility's actual risks rather than buying a generic...

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