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Cost guides, coverage breakdowns, and expert insights to help families and businesses make confident insurance decisions

Homeowners Insurance

Navy and gold Pro Insurance Group branded graphic with the shield logo and the headline How Much Is Car Insurance in Illinois? (2026 Rates)

How Much Is Car Insurance in Illinois? (2026 Rates)

Quick Answer: Car insurance in Illinois averages about $130 to $185 per month for full coverage, and roughly $50 to $80 per month for...

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Navy and gold Pro Insurance Group branded graphic with the shield logo and the headline Condo Association Insurance: What the Master Policy Covers

Condo Association Insurance: What the Master Policy Covers

Quick Answer: Condo association insurance, usually a master policy, covers the building and shared structures, liability for common areas, and...

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Navy and gold Pro Insurance Group branded graphic with the shield logo and the headline How Much Is Renters Insurance in Illinois? (2026 Cost)

How Much Is Renters Insurance in Illinois? (2026 Cost)

Quick Answer: Renters insurance in Illinois costs most people about $15 to $26 per month, or roughly $180 to $310 per year, for standard...

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Navy and gold Pro Insurance Group branded graphic with the shield logo and the headline Is Homeowners Insurance Required in Illinois, by Dave Rysavy, Personal Lines Advisor

Is Homeowners Insurance Required in Illinois?

Quick Answer: Illinois does not legally require you to carry homeowners insurance. But if you have a mortgage, your lender requires it, and...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'When to Bundle Home and Auto Insurance' by Dave Rysavy, Personal Lines Advisor

When Should You Bundle Home and Auto Insurance Policies?

Quick Answer: Bundling your home and auto insurance with one carrier typically saves 5% to 25% on the combined premium, and often improves...

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Dave Rysavy's guide to Illinois homeowner insurance for first-time homebuyers, showing umbrella over house with family figures

Illinois Homeowner Insurance for First-Time Homebuyers

Quick Answer: In Illinois, homeowners insurance is not legally required, but your mortgage lender will require it before you can close....

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Cheap Home Insurance in Kane County, IL' by Dave Rysavy, Personal Lines Advisor

Cheap Home Insurance in Kane County, IL: Are You Really Covered?

Quick Answer: Cheap home insurance in Kane County usually runs about $1,300 to $2,400 a year, depending on your city, home age, roof, and...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Common Myths About Illinois Homeowners Insurance' by Dave Rysavy, Personal Lines Advisor

Common Myths About Homeowner Insurance in Illinois

Quick Answer: Several common myths cost Illinois homeowners money: that home insurance covers floods (it does not), that you should insure your...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'What Mortgage Lenders Require in Home Insurance' by Dave Rysavy, Personal Lines Advisor

What Mortgage Lenders Require in a Home Insurance Policy

Quick Answer: Mortgage lenders require enough dwelling coverage to rebuild your home at replacement cost, the lender named as mortgagee or loss...

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