How Much Does Personal Umbrella Insurance Cost in Illinois?
Personal umbrella insurance in Illinois typically runs $300 to $600 a year for $1 million in coverage. What it cost...
Pro Insurance Group
Insurance Cost Guides and Coverage Answers
Real premium ranges, coverage breakdowns, and plain answers to the questions people actually ask before they buy. Every guide is written by a licensed advisor on our team and reviewed before it goes live.
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How Much Does Handyman Insurance Cost in 2026?
Handyman insurance costs $40 to $83 a month on average in 2026. See general liability, tools, workers comp, and aut...
Does Homeowners Insurance Cover Flood Damage in Illinois?
Homeowners insurance does not cover flood damage in Illinois. What flood insurance costs, what it covers, and how t...
How Much Does Hair Salon Insurance Cost in 2026?
Hair salon insurance costs about $55 to $80 a month for general liability in 2026. See professional liability, work...
Your Illinois Summer Home Insurance Checklist for 2026
A summer insurance check for Illinois homeowners: what your policy covers for pools, trampolines, teen drivers, and...
How Much Does Landscaping Insurance Cost in 2026?
Landscaping insurance costs about $45 to $85 per month for general liability in 2026. See typical workers comp, aut...
Janitorial Bond vs. Liability Insurance: What Cleaners Need
Janitorial bond vs. liability insurance for cleaning businesses: a bond repays clients for employee theft, liabilit...
Downsizing to a Condo in Illinois? The HO-6 Coverage You Need
Downsizing from a house to a condo in Illinois means switching from an HO-3 to an HO-6. Here is the coverage you ac...
How Much Does Food Truck Insurance Cost in 2026?
See what food truck insurance costs in 2026 by coverage, cooking method, and business size, with real monthly and a...
Working With an Independent Broker
The questions people ask before they call.
Does it cost more to buy through an independent agency?
No. Pro Insurance Group charges no agency fees, and carrier rates are filed with the state, so the premium is the same whether you buy direct or through us. The difference is that we can put your risk in front of more than 20 carriers instead of one.
Who actually writes these guides?
Licensed advisors on our team. Commercial guides are written by Neal Fusco, VP of Commercial Lines, who has 25 years across both the carrier and agency sides. Personal lines guides are written by Dave Rysavy, VP of Personal Lines. Every guide is reviewed before it publishes.
Are the premium ranges in these guides real?
They are ranges, not quotes. We publish what we see across the carriers we place business with, broken out by business profile or risk factors so you can find the row that looks like you. Your actual premium depends on your specific exposure, claims history, and location.
How long does it take to get a real quote?
A few minutes to start. You give us the basics, an advisor shops your risk across our carrier panel, and you get options with the reasoning behind each one. There is no obligation and no fee to see what is available.
Independent. Local. No agency fees.
Reading Is Smart. Saving Is Better.
You have done the homework. Now let a local advisor shop 20+ top-rated carriers and find your right coverage at the right price. It takes a few minutes and there is no obligation.