Why Condo Associations Need HOA Insurance
Condo associations need an HOA master policy, and in Illinois the law requires it. See the three master policy type...
Pro Insurance Group
Insurance Cost Guides and Coverage Answers
Real premium ranges, coverage breakdowns, and plain answers to the questions people actually ask before they buy. Every guide is written by a licensed advisor on our team and reviewed before it goes live.
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Latest Guides
Page 28 of 32.
What Is Habitational Insurance?
Habitational insurance explained for Illinois landlords, apartment owners, and real estate investors. Neal Fusco on...
Towing Insurance 101 for Towing Companies
Complete 2026 guide for towing companies: coverages, costs, top carriers, common mistakes, and how to pick the righ...
Does My HOA Need Insurance? Yes, and Here Is Who Says So
Does your HOA need insurance? Illinois law, the governing documents, mortgage lenders, and the special assessment m...
What is On-Hook Towing Insurance?
On-hook towing insurance covers a customer's vehicle while you tow it. See what it covers, the limit to carry, on-h...
How Does HOA and Homeowners Insurance Work?
How HOA and homeowners insurance work together for Illinois owners. Real claim scenarios, gaps to close, and how to...
What Is HOA Insurance?
HOA insurance coverage may cover you for risks that you do not then have to insure under your own homeowners policy...
How Much Is Home Insurance In Illinois?
2026 Illinois home insurance cost guide. Real premium ranges by Kane County, McHenry County, and Chicago. Dave Rysa...
Top 5 Home Insurance Myths
5 home insurance myths costing Illinois homeowners money. Dave Rysavy on what is covered, what is not, and the gaps...
Working With an Independent Broker
The questions people ask before they call.
Does it cost more to buy through an independent agency?
No. Pro Insurance Group charges no agency fees, and carrier rates are filed with the state, so the premium is the same whether you buy direct or through us. The difference is that we can put your risk in front of more than 20 carriers instead of one.
Who actually writes these guides?
Licensed advisors on our team. Commercial guides are written by Neal Fusco, VP of Commercial Lines, who has 25 years across both the carrier and agency sides. Personal lines guides are written by Dave Rysavy, VP of Personal Lines. Every guide is reviewed before it publishes.
Are the premium ranges in these guides real?
They are ranges, not quotes. We publish what we see across the carriers we place business with, broken out by business profile or risk factors so you can find the row that looks like you. Your actual premium depends on your specific exposure, claims history, and location.
How long does it take to get a real quote?
A few minutes to start. You give us the basics, an advisor shops your risk across our carrier panel, and you get options with the reasoning behind each one. There is no obligation and no fee to see what is available.
Independent. Local. No agency fees.
Reading Is Smart. Saving Is Better.
You have done the homework. Now let a local advisor shop 20+ top-rated carriers and find your right coverage at the right price. It takes a few minutes and there is no obligation.