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Cost guides, coverage breakdowns, and expert insights to help families and businesses make confident insurance decisions

Navy and gold Pro Insurance Group graphic with the shield logo and the headline Insurance for Additional Structures: Illinois Homeowner Guide, by Dave Rysavy, Personal Lines Advisor

Why Illinois Homeowners Need Insurance for Additional Structures on Their Property

Quick Answer: Homeowners insurance includes other structures coverage, often called Coverage B, for items not attached to your house such as...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline How to Choose the Best Commercial Trucking Insurance, by Neal Fusco, VP Commercial Lines

How to Choose the Best Commercial Trucking Insurance for Your Business?

Quick Answer: To choose the best commercial trucking insurance, match your coverage to your operation by combining primary liability, physical...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Commercial Trucking Safety On and Off the Road, by Neal Fusco, VP Commercial Lines

Commercial Trucking: Safety on and off the road

Quick Answer: Commercial trucking safety on and off the road combines safe driving habits, vehicle maintenance, driver training, and secure...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Insuring Valuable Belongings in Illinois Homes, by Dave Rysavy, Personal Lines Advisor

Ensuring Adequate Coverage for Valuable Belongings in Illinois Homes

Quick Answer: Most homeowners policies place dollar limits on valuable items like jewelry, art, instruments, and collectibles, so they may not...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline The Annual Home Insurance Review Every Illinois Owner Needs, by Dave Rysavy, Personal Lines Advisor

The Annual Insurance Policy Review Every Illinois Homeowner Needs

Quick Answer: An annual homeowners insurance review checks that your policy still matches your needs after changes in home value, renovations,...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline How Illinois Regulations Shape Your Homeowners Insurance, by Dave Rysavy, Personal Lines Advisor

How Illinois Regulations Shape Your Homeowners Insurance

Quick Answer: Illinois does not legally require homeowners insurance, but your mortgage lender almost always does. State rules enforced by the...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Does Home Insurance Cover Storm Damage, by Dave Rysavy, Personal Lines Advisor.

Does Home Insurance Cover Storm Damage in Illinois? (2026)

Illinois sits in the path of the jet stream and several major air currents, which is part of why Chicago earned the nickname the Windy City....

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline How to Manage Rising Homeowners Insurance Rates in Illinois, by Dave Rysavy, Personal Lines Advisor

How to Manage Increasing Rates for Homeowners Insurance in Illinois

Quick Answer: Illinois homeowners insurance rates are rising due to severe weather, higher construction and repair costs, and regulatory...

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The ultimate guide to homeowners insurance in Illinois - Pro Insurance Group guide by Dave Rysavy

Homeowners Insurance in Illinois: The Ultimate Guide

Buying a home in Illinois means buying into Illinois weather: spring hail, summer tornadoes, and winters that freeze pipes and build ice dams....

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