PRO INSURANCE GROUP

Insurance Blog

Cost guides, coverage breakdowns, and expert insights to help families and businesses make confident insurance decisions

Navy and gold Pro Insurance Group graphic with the shield logo and the headline Insurance a Restaurant Needs to Cover Operations, by Neal Fusco, VP Commercial Lines

Insurance A Restaurant Needs To Have To Cover Their Restaurant Operations

Quick Answer: A restaurant needs several core coverages to protect its operations: general liability, commercial property, workers...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Restaurant Equipment Breakdowns Covered by Insurance, by Neal Fusco, VP Commercial Lines

Most Common Restaurant Equipment Breakdowns Covered By Insurance

Quick Answer: Restaurant equipment breakdown insurance covers sudden mechanical or electrical failures of kitchen and building systems,...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline What Restaurants Need Food Insurance? Coverage Guide, by Neal Fusco, VP Commercial Lines

What Type of Restaurants Need Food Insurance?

Quick Answer: Nearly every food business needs food insurance, including full-service restaurants, fast-food, buffets, bakeries, caterers, food...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline What Insurance Protects Restaurant Employees?, by Neal Fusco, VP Commercial Lines

What Insurance Should Restaurants Have to Protect Their Employees?

Quick Answer: Restaurants protect their employees mainly through workers compensation insurance, which is required in Illinois and covers...

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Mechanical bull operator insurance guide showing 2026 accident and injury reality: 1 in 75-150 rides produces a reportable incident, real claim scenarios, coverage response, common gaps, and risk management practices from Pro Insurance Group.

Insuring Against Mechanical Bull Accidents and Injuries (2026)

Table of Contents Quick Answer: The Insurance Reality of Mechanical Bull Injuries The Injury Reality: Frequency, Severity, and Trends The Most...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Property Coverage for Your Rage Room Business Explained, by Neal Fusco, VP Commercial Lines

Understanding Property Coverage for Your Rage Room Business

Quick Answer: A rage room business needs commercial property insurance to cover its building or leased space, the breakable inventory customers...

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Mechanical bull operator risk management guide showing the 6-layer 2026 framework: equipment and maintenance, training and discipline, participant restrictions, waivers and documentation, alcohol protocols, and vendor and contract management from Pro Insurance Group.

How Mechanical Bull Operators Minimize Risk Through Insurance (2026)

Table of Contents Quick Answer: The Risk Management Framework The Risk Management Mindset for Mechanical Bull Operations Risk Layer 1:...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Insuring Live Acts and Performances at Your Bar, by Neal Fusco, VP Commercial Lines

The Show Must Go On: Insuring Live Acts and Performances at Your Bar

Quick Answer: Insuring live acts and performances at your bar means layering coverage to handle the added risks of crowds, stages, and...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Liquor Liability Insurance: Protect Your Business, by Neal Fusco, VP Commercial Lines

Understanding Liquor Liability Insurance: Protecting Your Business and Customers

Quick Answer: Liquor liability insurance protects businesses that serve, sell, or manufacture alcohol from claims that arise when an...

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