PRO INSURANCE GROUP

Insurance Blog

Cost guides, coverage breakdowns, and expert insights to help families and businesses make confident insurance decisions

Navy and gold Pro Insurance Group graphic with the shield logo and the headline Tips for Protecting Your Bar From a Recession 2026, by Neal Fusco, VP Commercial Lines

Tips For Protecting Your Bar From A Recession

Quick Answer: To protect your bar from a recession, pair smart cost control with the right insurance: business interruption coverage to replace...

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Liquor liability insurance in Illinois dram shop coverage graphic from Pro Insurance Group with gold shield logo on navy background

Liquor Liability Insurance in Illinois | Dram Shop Coverage

Quick Answer: Illinois requires every business applying for or renewing a liquor license to carry dram shop insurance, making liquor liability...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Risks of Operating a Bar Without Liability Insurance, by Neal Fusco, VP Commercial Lines

The Risks of Operating a Bar Without Liability Insurance

Quick Answer: Operating a bar without liability insurance exposes you to lawsuits, out-of-pocket settlements, license problems, and potential...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Top Liability Risks of Running a Restaurant in 2026, by Neal Fusco, VP Commercial Lines

Top Liability Risks Of Running A Restaurant

Quick Answer: The top liability risks of running a restaurant include slip-and-fall accidents, liquor-related incidents, property damage,...

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Family Entertainment Center risk management guide showing the 10 critical operational risks FEC operators face in 2026: participant injury, catastrophic liability, workers compensation, property loss, business interruption, equipment breakdown, cyber, EPLI, liquor liability, and carrier non-renewal from Pro Insurance Group.

Top Risks of Owning a Family Entertainment Center

Table of Contents The 10 Top FEC Risks: Quick Answer Why FEC Risk Profile Is Different Risk #1: Participant Bodily Injury Risk #2: Catastrophic...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline What Does Liability Insurance for Restaurants Cover?, by Neal Fusco, VP Commercial Lines

What Does Liability Insurance For Restaurants Cover?

Quick Answer: Liability insurance for restaurants, usually general liability, covers third-party bodily injury, property damage, and legal...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Finding the Right Insurance Coverage for Your Restaurant, by Neal Fusco, VP Commercial Lines

Finding The Right Insurance Coverage For Your Restaurant Business

Quick Answer: The right restaurant insurance combines general liability, commercial property, liquor liability if you serve alcohol, workers...

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Why restaurant and bar insurance are different alcohol revenue percentage - Pro Insurance Group guide by Neal Fusco

Restaurant vs Bar Insurance: The Number That Sets Your Rate

Restaurants and bars buy from the same shelf of coverages, general liability, property, liquor liability, workers compensation, business...

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Cyber liability insurance cost factors and 2026 pricing guide

Understanding the Cost of Cyber Liability Insurance

2026 Update This guide has been fully updated for 2026. For the most comprehensive 2026 cyber liability insurance cost ranges with sample quote...

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