Types of Homeowners Insurance
There are 8 types of homeowners insurance, from basic HO-1 to HO-8 for older homes. Learn what each covers to pick ...
Pro Insurance Group
Insurance Cost Guides and Coverage Answers
Real premium ranges, coverage breakdowns, and plain answers to the questions people actually ask before they buy. Every guide is written by a licensed advisor on our team and reviewed before it goes live.
280Published guides
20+Carriers we shop
40+States licensed
$0Agency fees
★5-Star Google Reviews
✓20+ Carriers Shopped
★Local Elgin & Huntley
✓We Handle The Switch
Latest Guides
Page 21 of 32.
What is Employee Benefits Liability Insurance?
Employee benefits liability insurance covers claims from errors in administering employee benefit plans. Learn what...
Which Policies Are Most Important In Restaurant Insurance?
The most important restaurant insurance policies are general liability, property, workers comp, liquor liability, a...
Questions To Ask Your Business Insurance Agent
Choosing business coverage? See the key questions to ask your insurance agent about policy types, limits, exclusion...
What Does Liquor Liability Insurance Cover? [2026 Guide]
Liquor liability covers legal defense, settlements, and injury claims caused by intoxicated patrons. See what is ex...
What is Commercial Truck Insurance?
Commercial truck insurance covers liability, cargo, and physical damage for trucking operations. Learn what it incl...
How Much Does Family Entertainment Center Insurance Cost?
Family Entertainment Center insurance costs $3,500-$120K+ in 2026. See premium ranges by operator type: trampoline ...
Bar and Tavern Insurance Coverage Guide
A complete bar and tavern insurance guide. Learn which coverages your bar needs, including liquor liability, proper...
Guide to Bundling Insurance
Bundling insurance combines policies with one insurer to save money and simplify coverage. Learn how bundling works...
Working With an Independent Broker
The questions people ask before they call.
Does it cost more to buy through an independent agency?
No. Pro Insurance Group charges no agency fees, and carrier rates are filed with the state, so the premium is the same whether you buy direct or through us. The difference is that we can put your risk in front of more than 20 carriers instead of one.
Who actually writes these guides?
Licensed advisors on our team. Commercial guides are written by Neal Fusco, VP of Commercial Lines, who has 25 years across both the carrier and agency sides. Personal lines guides are written by Dave Rysavy, VP of Personal Lines. Every guide is reviewed before it publishes.
Are the premium ranges in these guides real?
They are ranges, not quotes. We publish what we see across the carriers we place business with, broken out by business profile or risk factors so you can find the row that looks like you. Your actual premium depends on your specific exposure, claims history, and location.
How long does it take to get a real quote?
A few minutes to start. You give us the basics, an advisor shops your risk across our carrier panel, and you get options with the reasoning behind each one. There is no obligation and no fee to see what is available.
Independent. Local. No agency fees.
Reading Is Smart. Saving Is Better.
You have done the homework. Now let a local advisor shop 20+ top-rated carriers and find your right coverage at the right price. It takes a few minutes and there is no obligation.