HOA Insurance in Illinois: What Every Board Member Must Know
HOA insurance in Illinois explained. Pro Insurance Group helps boards get the right D&O, property, and liability co...
Pro Insurance Group
Insurance Cost Guides and Coverage Answers
Real premium ranges, coverage breakdowns, and plain answers to the questions people actually ask before they buy. Every guide is written by a licensed advisor on our team and reviewed before it goes live.
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Latest Guides
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Cheap Trucking Insurance in Illinois: What Does 'Cheap' Really Mean?
Cheap commercial truck insurance in Illinois runs about $9,000 to $16,000 per truck. See costs by operation and how...
Nursing Home vs Assisted Living Insurance: Key Differences
How insurance differs between nursing homes and assisted living, for operators insuring the facility and families p...
Workers Comp Insurance in Illinois: What Small Businesses Must Know
Illinois requires workers comp for nearly all employers. See what it costs per $100 of payroll, what it covers, and...
Common Myths About Homeowner Insurance in Illinois
Five common Illinois homeowners insurance myths, from flood coverage to market value, and the truth that protects y...
Contractor Insurance in Illinois: What to Know Before You Build
Illinois contractors need general liability, workers comp, and auto coverage. See what contractor insurance costs a...
The Hidden Costs of Commercial Insurance (and How to Avoid Them)
Audit premiums, surplus lines fees, coinsurance penalties, and underinsurance are the hidden costs of commercial in...
How Much Is Insurance for a Semi‑Truck or Commercial Truck in 2026?
Commercial truck insurance averages $421/month for $1M liability in 2026. Owner-operators pay $900-$1,600/month. Se...
The 2026 Assisted Living Insurance Gap Report
The 7 biggest insurance gaps in assisted living, from outdated liability limits to vendor risk, and how a coverage ...
Working With an Independent Broker
The questions people ask before they call.
Does it cost more to buy through an independent agency?
No. Pro Insurance Group charges no agency fees, and carrier rates are filed with the state, so the premium is the same whether you buy direct or through us. The difference is that we can put your risk in front of more than 20 carriers instead of one.
Who actually writes these guides?
Licensed advisors on our team. Commercial guides are written by Neal Fusco, VP of Commercial Lines, who has 25 years across both the carrier and agency sides. Personal lines guides are written by Dave Rysavy, VP of Personal Lines. Every guide is reviewed before it publishes.
Are the premium ranges in these guides real?
They are ranges, not quotes. We publish what we see across the carriers we place business with, broken out by business profile or risk factors so you can find the row that looks like you. Your actual premium depends on your specific exposure, claims history, and location.
How long does it take to get a real quote?
A few minutes to start. You give us the basics, an advisor shops your risk across our carrier panel, and you get options with the reasoning behind each one. There is no obligation and no fee to see what is available.
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Reading Is Smart. Saving Is Better.
You have done the homework. Now let a local advisor shop 20+ top-rated carriers and find your right coverage at the right price. It takes a few minutes and there is no obligation.