Common Myths About Homeowner Insurance in Illinois
Five common Illinois homeowners insurance myths, from flood coverage to market value, and the truth that protects y...
Pro Insurance Group
Insurance Cost Guides and Coverage Answers
Real premium ranges, coverage breakdowns, and plain answers to the questions people actually ask before they buy. Every guide is written by a licensed advisor on our team and reviewed before it goes live.
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Latest Guides
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Contractor Insurance in Illinois: What to Know Before You Build
Illinois contractors need general liability, workers comp, and auto coverage. See what contractor insurance costs a...
The Hidden Costs of Commercial Insurance (and How to Avoid Them)
Audit premiums, surplus lines fees, coinsurance penalties, and underinsurance are the hidden costs of commercial in...
How Much Is Insurance for a Semi‑Truck or Commercial Truck in 2026?
Commercial truck insurance averages $421/month for $1M liability in 2026. Owner-operators pay $900-$1,600/month. Se...
The 2026 Assisted Living Insurance Gap Report
The 7 biggest insurance gaps in assisted living, from outdated liability limits to vendor risk, and how a coverage ...
What Mortgage Lenders Require in a Home Insurance Policy
What mortgage lenders require in a home insurance policy: replacement-cost dwelling coverage, mortgagee listing, no...
How to Choose the Right Insurance for Your Assisted Living Facility
How to choose the right assisted living facility insurance: which coverages to layer, how to set limits, and what d...
How Homeowners Insurance Works With Your Mortgage and Escrow
How homeowners insurance, your mortgage, and escrow work together, why premiums change your monthly payment, and wh...
Risk Management Strategies Every Assisted Living Operator Should Know
A risk management guide for assisted living operators: internal assessments, safety and compliance, and the insuran...
Working With an Independent Broker
The questions people ask before they call.
Does it cost more to buy through an independent agency?
No. Pro Insurance Group charges no agency fees, and carrier rates are filed with the state, so the premium is the same whether you buy direct or through us. The difference is that we can put your risk in front of more than 20 carriers instead of one.
Who actually writes these guides?
Licensed advisors on our team. Commercial guides are written by Neal Fusco, VP of Commercial Lines, who has 25 years across both the carrier and agency sides. Personal lines guides are written by Dave Rysavy, VP of Personal Lines. Every guide is reviewed before it publishes.
Are the premium ranges in these guides real?
They are ranges, not quotes. We publish what we see across the carriers we place business with, broken out by business profile or risk factors so you can find the row that looks like you. Your actual premium depends on your specific exposure, claims history, and location.
How long does it take to get a real quote?
A few minutes to start. You give us the basics, an advisor shops your risk across our carrier panel, and you get options with the reasoning behind each one. There is no obligation and no fee to see what is available.
Independent. Local. No agency fees.
Reading Is Smart. Saving Is Better.
You have done the homework. Now let a local advisor shop 20+ top-rated carriers and find your right coverage at the right price. It takes a few minutes and there is no obligation.