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Cost guides, coverage breakdowns, and expert insights to help families and businesses make confident insurance decisions

Resident and Nurse sitting outside an assisted living facility

Risk Management Strategies Every Assisted Living Operator Should Know

Quick answer: Effective risk management for an assisted living facility combines four moves: a regular internal risk assessment, investment in...

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Assisted Living Facility Residents smiling and talking with staff member

Top Insurance Claims Assisted Living Facilities Face

Quick answer: The most common insurance claims assisted living facilities face fall into three groups: resident injuries and neglect, abuse...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Signs It's Time to Shop for Home Insurance' by Dave Rysavy, Personal Lines Advisor

Signs It’s Time to Shop for a New Homeowners Insurance Policy

Quick Answer: It is time to shop for new home insurance when your premium spikes at renewal, your carrier non-renews you or leaves Illinois,...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Updating Home Insurance After a Renovation' by Dave Rysavy, Personal Lines Advisor

Do You Need to Update Your Homeowners Insurance After a Renovation?

Quick Answer: Yes. Renovations raise your home's rebuild cost, so you should update your dwelling coverage after an addition, major remodel,...

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ALF resident being helped by nurse

Comparing Insurance Options for Assisted Living Facilities

Quick answer: To compare commercial insurance options for an assisted living facility, work through five coverages in order: general liability,...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Assisted Living Liability Coverage' by Neal Fusco, VP, Commercial Lines

Liability Coverage Every Assisted Living Director Needs

Quick Answer: Assisted living directors need more than a standard general liability policy. The core program includes general liability,...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Do Older Illinois Homes Need Extra Coverage?' by Dave Rysavy, Personal Lines Advisor

Do Older Homes in Illinois Need Extra Insurance Protection?

Quick Answer: Yes. Older Illinois homes often need extra coverage because outdated wiring, plumbing, and roofs raise risk, and rebuilding to...

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Elderly Resident of an ALF meeting with staff

Assisted Living Liability Coverage: A Director's Guide

Quick answer: An assisted living facility needs several liability coverages working together: general liability for premises injuries,...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Why an Independent Agent Is Better for Home and Auto' by Dave Rysavy, Personal Lines Advisor

🏡🚗 Why an Independent Agent Is Better for Home & Auto Insurance

Quick Answer: An independent insurance agent represents many carriers, so they shop your home and auto across 20+ companies to find the best...

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