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Cost guides, coverage breakdowns, and expert insights to help families and businesses make confident insurance decisions

Block houses featuring the letters HOA

How Much Does HOA Insurance Cost in 2026? | Pro Insurance Group

Quick Answer: HOA insurance costs between $2,400 and $75,000+ per year depending on community size, property type, coverage limits, and...

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Does landlord insurance cover tenant property damage both meanings answered - Pro Insurance Group guide by Neal Fusco

Does Landlord Insurance Cover Tenant Property Damage?

"Does landlord insurance cover tenant property damage" is really two different questions wearing the same words: does it cover damage caused by...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Why Does My HOA Require HOA Insurance?, by Neal Fusco, VP Commercial Lines

Why Does My HOA Require HOA Insurance?

Quick Answer: Your HOA requires HOA insurance to protect commonly owned property and shield the association and its board from liability...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline What Landlord Insurance Is Required in Illinois?, by Neal Fusco, VP Commercial Lines

What Landlord Insurance Policy is Required in Illinois?

Quick Answer: Illinois law does not legally require landlord insurance, but it is strongly recommended for anyone who rents out property they...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Add Your Landlord to Renters Insurance, by Dave Rysavy, Personal Lines Advisor.

Should I Add My Landlord to My Renters Insurance? Yes-Here's Why

Quick Answer: Yes, add your landlord as an Interested Party (also called Additional Interest) on your renters insurance. It does not give them...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline What Insurance Coverage Do I Need as a Landlord? 2026, by Neal Fusco, VP Commercial Lines

What Insurance Coverage Do I Need As Landlord

Quick Answer: As a landlord you need property coverage for the building, liability coverage in case a tenant or visitor is injured, and...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Landlord Insurance FAQ, by Neal Fusco, VP Commercial Lines

Landlord Insurance FAQ: Coverage, Cost & Requirements (2026)

Quick Answer: Landlord insurance protects property owners who rent to tenants. It covers the building, your liability as a landlord, and lost...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline What to Know About Landlord Insurance in Illinois, by Neal Fusco, VP Commercial Lines

What To Know About Landlord Insurance In Illinois

Quick Answer: Landlord insurance in Illinois protects rental property owners against damage to the building, liability claims from tenants or...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Does Landlord Insurance Cover Loss of Rent, by Neal Fusco, VP Commercial Lines

Does Landlord Insurance Cover Loss of Rent?

Quick Answer: Yes, in most cases landlord insurance covers loss of rent. If a covered event such as a fire, storm, or burst pipe makes your...

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