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Cost guides, coverage breakdowns, and expert insights to help families and businesses make confident insurance decisions

Navy and gold Pro Insurance Group graphic with the shield logo and the headline 3 Important Landlord Obligations and Responsibilities, by Neal Fusco, VP Commercial Lines

3 Important Landlord Obligations & Responsibilities

Quick Answer: Three of the most important landlord obligations are maintaining a safe and habitable property, following legal and safety...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Do Landlords Have to Have Insurance by Law?, by Neal Fusco, VP Commercial Lines

Do Landlords Have To Have Insurance By Law?

Quick Answer: No, landlords are not required by law to carry insurance in Illinois, and there is no state penalty for going without it....

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Homeowners Insurance vs. HOA Insurance: The Difference, by Neal Fusco, VP Commercial Lines

What Is The Difference Between Homeowner Insurance And HOA Insurance?

Quick Answer: Homeowners insurance and HOA insurance cover different things. A homeowners policy protects your individual home or unit, your...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Typical Landlord Expenses and How to Lower Them, by Neal Fusco, VP Commercial Lines

What Are Typical Landlords Expenses & How To Lower Them

Quick Answer: Typical landlord expenses include landlord insurance, maintenance and repairs, property taxes, property management fees, and...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Landlord Insurance vs Renters Insurance Explained, by Neal Fusco, VP Commercial Lines

What Is Covered With Landlord Insurance Vs. Renters Insurance?

Quick Answer: Landlord insurance covers the rental building, the owner's liability, and lost rent, while renters insurance covers a tenant's...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 6 Important Landlord Forms You Need for Liability, by Neal Fusco, VP Commercial Lines

6 Important Landlord Forms You’ll Always Need To Have Handy For Your Liability

Quick Answer: Six landlord forms protect you from liability and tenant disputes: a written lease agreement, a rental application, a move-in and...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Common Landlord Insurance Claims & How to Avoid Them, by Neal Fusco, VP Commercial Lines

The Most Common Landlord Insurance Claims & How To Avoid Them

Quick Answer: The most common landlord insurance claims include loss of rent, water and weather damage, fire, theft and vandalism, and tenant...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 7 Tips for Choosing an HOA Insurance Policy, by Neal Fusco, VP Commercial Lines

7 Tips For Choosing An HOA Insurance Policy

Quick Answer: Choosing the right HOA insurance policy comes down to understanding your coverage types, matching limits to your association's...

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8 questions to ask before buying landlord insurance buyer checklist - Pro Insurance Group guide by Neal Fusco

8 Questions to Ask Before Buying Landlord Insurance

Most landlord insurance regret is not about the policy that was bought, it is about the questions that were never asked before binding....

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