What Does Habitational Insurance Cover?
Habitational insurance coverage breakdown: Coverage A-F, sub-limits, endorsements, and what claims actually pay. Ne...
Pro Insurance Group
Insurance Cost Guides and Coverage Answers
Real premium ranges, coverage breakdowns, and plain answers to the questions people actually ask before they buy. Every guide is written by a licensed advisor on our team and reviewed before it goes live.
280Published guides
20+Carriers we shop
40+States licensed
$0Agency fees
★5-Star Google Reviews
✓20+ Carriers Shopped
★Local Elgin & Huntley
✓We Handle The Switch
Latest Guides
Page 29 of 32.
Reasons To Get Product Recall Insurance
Why get product recall insurance? It covers the cost of recalling a defective product, lost income, and rebuilding ...
Who Needs Product Recall Insurance?
Manufacturers and sellers of food, toys, electronics, and more need product recall insurance. See who needs it and ...
What Does Fiduciary Liability Insurance Cover?
What does fiduciary liability insurance cover? It protects plan sponsors and trustees from claims of mismanaging em...
Who Is Subject To ERISA?
Who is subject to ERISA? Most private-sector employers that offer retirement or health benefit plans must comply. S...
Why Your Business Needs Employee Benefits Liability Insurance
Employee benefits liability insurance covers claims from errors administering benefits, like enrollment mistakes. H...
What Employee Benefits Liability Insurance Covers
Employee benefits liability insurance covers claims from mismanaged health, life, disability, and retirement benefi...
What Does Cyber Liability Insurance Cover?
What does cyber liability insurance cover? See first-party, third-party, ransomware, social engineering coverage wi...
What Is Pollution Liability Insurance?
Pollution liability insurance covers cleanup, injury, and property damage from pollution events that general liabil...
Working With an Independent Broker
The questions people ask before they call.
Does it cost more to buy through an independent agency?
No. Pro Insurance Group charges no agency fees, and carrier rates are filed with the state, so the premium is the same whether you buy direct or through us. The difference is that we can put your risk in front of more than 20 carriers instead of one.
Who actually writes these guides?
Licensed advisors on our team. Commercial guides are written by Neal Fusco, VP of Commercial Lines, who has 25 years across both the carrier and agency sides. Personal lines guides are written by Dave Rysavy, VP of Personal Lines. Every guide is reviewed before it publishes.
Are the premium ranges in these guides real?
They are ranges, not quotes. We publish what we see across the carriers we place business with, broken out by business profile or risk factors so you can find the row that looks like you. Your actual premium depends on your specific exposure, claims history, and location.
How long does it take to get a real quote?
A few minutes to start. You give us the basics, an advisor shops your risk across our carrier panel, and you get options with the reasoning behind each one. There is no obligation and no fee to see what is available.
Independent. Local. No agency fees.
Reading Is Smart. Saving Is Better.
You have done the homework. Now let a local advisor shop 20+ top-rated carriers and find your right coverage at the right price. It takes a few minutes and there is no obligation.