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Insurance Blog

Cost guides, coverage breakdowns, and expert insights to help families and businesses make confident insurance decisions

Navy and gold Pro Insurance Group graphic with the shield logo and the headline 7 Tips for Choosing an HOA Insurance Policy, by Neal Fusco, VP Commercial Lines

7 Tips For Choosing An HOA Insurance Policy

Quick Answer: Choosing the right HOA insurance policy comes down to understanding your coverage types, matching limits to your association's...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Is Landlord Insurance Tax Deductible?, by Neal Fusco, VP Commercial Lines

Is Landlord Insurance Tax Deductible?

Quick Answer: Yes. Landlord insurance is generally tax deductible because the IRS treats it as an ordinary and necessary business expense for...

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Image of a homeowners association layout with different community features such as tennis courts and a pool

HOA Master Insurance Policy: What It Covers and What It Doesn't

Quick Answer: An HOA master insurance policy is a property and liability policy purchased by the homeowners association to cover the building...

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What drives the cost of landlord insurance - Pro Insurance Group guide by Neal Fusco

Landlord Insurance Cost: 8 Factors That Set Your Premium

If you own any rental property, a single-family home, a condo you lease out, or a small apartment building, landlord insurance is the policy...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Landlord Insurance: 5 Must-Have Rental Policies 2026, by Neal Fusco, VP Commercial Lines

Landlord Insurance: 5 Must Have Rental Property Policies

Quick Answer: The five must have landlord insurance policies are property protection for the building, personal property coverage for items you...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Do I Need Landlord Insurance for My Airbnb House?, by Neal Fusco, VP Commercial Lines

Do I Need Landlord Insurance For My AirBnB House?

Quick Answer: Yes. If you rent your home on Airbnb, you need landlord or short-term rental coverage because standard homeowners insurance...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline What Is Medical Payments Insurance?, by Neal Fusco, VP Commercial Lines

What Is Medical Payments Insurance?

Quick Answer: Medical payments insurance, often called med pay, is an auto coverage that pays medical bills for you and your passengers after a...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Does Liability Insurance Cover Towing?, by Neal Fusco, VP Commercial Lines

Does Liability Insurance Cover Towing?

Quick Answer: Standard auto liability does not cover damage to the vehicles you tow. Liability pays for injury and property damage you cause to...

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Physical damage insurance covers collision and comprehensive losses to your vehicle. See what is covered, excluded, and 2026 costs for trucks and autos.

What Does Physical Damage Insurance Cover? 2026 Guide

Quick Answer: Physical damage insurance covers repair or replacement of your own vehicle through two coverages: collision (impact with vehicles...

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