INDEPENDENT INSURANCE BROKER · ELGIN & HUNTLEY, IL

One Broker. Every Top Carrier. Your Best Rate.

Pro Insurance Group compares 20+ A-rated insurers to find the right coverage for your family or business, with honest guidance and no agency fees, ever.

Get My Free Quote Call 833-776-4671

Prefer to text? Text "quoteme" to 312-878-9416

★ 5-Star Google Reviews ✓ 20+ Carriers Shopped ★ Independent & Local ✓ No Agency Fees, Ever

What Are You Looking To Protect?

Pick your path and we will shop the market for you.

For Your Family

Home, auto, and the coverage that protects the people who matter most.

Auto Insurance
Home Insurance
Renters Insurance
Personal Umbrella
Life Insurance

Explore Personal →

For Your Business

Liability, property, and the protection that keeps your operation running.

General Liability
Workers Compensation
Commercial Auto
Business Owners Policy
Cyber Liability

Explore Commercial →

Specialty Industries

Hard-to-place risks and niche industries we know inside and out.

HOA & Associations
Commercial Trucking
Senior Living
Contractors & Trades
Family Entertainment

Explore Specialty →

Why Families And Businesses Choose Pro

We work for you, not for the insurance company.

No Agency Fees, Ever

Many agencies add a broker fee on top of your premium. We never do. Every dollar goes toward your coverage.

We Re-Shop Every Renewal

Every year we take your policy back to the market, so your rate never quietly creeps up while you are not looking.

Truly Independent

With 20+ top-rated carriers, we compare the whole market and put competition to work in your favor on every quote.

Local & Responsive

Real licensed advisors in Elgin and Huntley who know your name and your account. No call centers, no runaround.

2017

Locally founded

40+

States licensed

20+

Carriers shopped

Agency fees

Getting Covered Is Simple

Tell Us What You Need

Request a quote online, call, or text. It takes just a few minutes and there is no obligation.

We Shop The Market

Our advisors compare 20+ top-rated carriers to find the right coverage at the right price for you.

You Choose And Save

We walk you through your options in plain language and handle the switch. You stay covered, worry-free.

We Specialize Where Others Don't

Deep expertise in the industries that are hard to place and easy to get wrong.

HOA & Community Associations Master policies, D&O, and board liability for Illinois associations. Trucking & Towing Fleets, owner-operators, box trucks, and recovery operators nationwide. Senior & Assisted Living Specialized programs for one of the highest-risk commercial sectors. Restaurants & Bars Liquor liability, property, and the coverage hospitality really needs. Contractors & Trades Electricians, HVAC, plumbing, cleaning, landscaping, and more. Family Entertainment Trampoline parks, go-karts, inflatables, axe throwing, and more.

Trusted By Our Neighbors

Real reviews from the families and businesses we protect.

Independent, Captive, or Direct?

There are three ways to buy insurance — here’s the difference, and why it matters for you.

Get a Free Coverage Review

Read transcript

If you're buying insurance, the biggest decision isn't the first price you see. It's who's actually working for you. You have three choices, and they are not the same.

A captive agent works for one company, so they sell you that one company's products, whether or not it's your best fit. A direct or online quote means you're the agent now — comparing policies, decoding coverage, and handling your own claims.

An independent agent, like our team at Pro Insurance Group, works for you, not a carrier. We represent dozens of A-rated companies, shop them against each other, and place you where you get the right coverage at the best price. And when your rate jumps or your life changes, we re-shop it for you.

This isn't a niche approach — it's how most of America buys. Independent agents place about 62 percent of all property and casualty insurance in the country, and nearly 88 percent of commercial insurance.

Here's why that matters for you: one relationship, many carriers; objective advice, because we're not tied to a single company's quota; and a real person who knows your policy when you have a claim at nine at night.

As a local independent agency, we bundle your home, auto, umbrella, and business, and we keep shopping it every renewal, so you're never overpaying out of loyalty to one brand.

If you've been quoted by a captive agent or clicking through an online form, get a second opinion. Get a free coverage review from Pro Insurance Group.

Frequently Asked Questions

What is an independent insurance broker and how is it different from a captive agent?

An independent broker like Pro Insurance Group is not tied to any single insurance company. We have appointments with multiple carriers, which lets us compare coverage and rates on your behalf. A captive agent only sells one company's policies. With an independent broker, market competition works in your favor.

Does Pro Insurance Group write commercial insurance for businesses nationwide?

Yes. While our offices are in Elgin and Huntley, Illinois, we write commercial and personal lines for clients across the United States. Whether you are a trucking company in Texas, a towing operator in Florida, or a business owner in Illinois, our team can quote and bind coverage in most states.

What types of businesses does Pro Insurance Group specialize in?

We work across many industries including commercial trucking, towing and recovery, assisted living and senior care, contractors and trades, bars and restaurants, habitational and landlord properties, HOAs, family entertainment centers, and technology firms. We also write standard commercial lines like general liability, workers compensation, cyber liability, and commercial umbrella.

Can you help me if I already have insurance but want a better rate?

Absolutely. Many clients come to us mid-term or at renewal after years with the same carrier. We review your current coverage, identify gaps, and shop your account across our carrier network. In many cases we find better coverage at a lower premium. There is no cost or obligation to get a comparison quote.

How do I get a quote from Pro Insurance Group?

The fastest way is to visit our Request a Quote page or call 833-776-4671. You can also text "quoteme" to 312-878-9416. A licensed advisor will review your request and follow up with options, typically within one business day.

Ready For Coverage That Fits?

Tell us what you need and we will compare the market for you. Clear options, competitive rates, and no obligation.