What Is Not Covered By Homeowners Insurance?
Homeowners insurance is structured as an exclusion-based policy: it covers everything except what is specifically excluded. The exclusions are...
Read MoreDave Rysavy is the Vice President of Personal Lines at Pro Insurance Group, bringing 30+ years of experience helping individuals and families protect their most important assets. A former agency owner, Dave pairs technical expertise with a client‑first approach, known for clear guidance and customized insurance solutions built on trust. Active in the Huntley community, Dave has volunteered extensively with Huntley Youth Sports—coaching football, girls softball, and supporting local programs. He’s also a proud father of three.
Homeowners insurance is structured as an exclusion-based policy: it covers everything except what is specifically excluded. The exclusions are...
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Water damage is the second most frequently filed homeowners insurance claim in the United States, behind only wind and hail. The Insurance...