Homeowners Insurance

Smart coverage for your home, anywhere you live.

Pro Insurance Group is an independent agency that compares top carriers to help you get the right protection at the right price. We guide you through coverage, discounts, and claims so your policy fits the way you live.

What Homeowners Insurance Covers

Home insurance protects the structure of your home, what you own, and your financial liability if someone is injured on your property. A typical policy includes:

• Dwelling coverage for the structure
• Other structures like garages, sheds, or fences
• Personal property to repair or replace belongings
• Loss of use for extra living expenses if your home is uninhabitable
• Personal liability for injury or property damage to others
• Medical payments to others for minor injuries

We help you set coverage limits based on a replacement cost estimate for your home and your specific needs.

Popular Optional Coverages

Options vary by carrier and state. Common add-ons include:

• Water backup
• Service line protection
• Scheduled personal property for jewelry and valuables
• Extended replacement cost
• Equipment breakdown
• Identity fraud expense
• Roof surface loss settlement options

Ready to compare your options?

Get a custom quote from an independent agency that shops for you.