Family Entertainment Center Insurance

Insurance for every attraction under your roof

From a single bounce-house rental to a multi-attraction entertainment complex, choose your operation for coverage, limits, and real 2026 cost ranges, or get one blended program across all of them.

Rage room insurance

Rage room insurance covers a smash room the way underwriters actually see it: flying debris, protective gear that guests sometimes skip, and a lot of first-time participants. The core policy is general liability with participant injury included, plus property coverage for the rooms, tools, and the inventory you bring in to break. Our published ranges run $1,200 to $2,500 a year for a one or two room startup and $8,000 to $18,000 for an established venue that adds axe throwing, laser tag, or alcohol. Full breakdown on our rage room insurance page.

Axe throwing insurance

Axe throwing insurance is priced on lane count, coach certification, and whether you serve alcohol. Walk-in venues need general liability with participant liability confirmed in writing (most standard forms exclude the thrower and the next lane over), property for lanes, targets, and cages, and liquor liability the day a bar opens. Mobile operators add coverage for the trailer and the venues they visit. Our published ranges are $2,000 to $5,000 for a mobile or event operator, $8,000 to $15,000 for a standalone venue, and $12,000 to $18,000 or more once alcohol is on the menu. Details on our axe throwing insurance page.

Go kart insurance

Go kart insurance is one of the heavier FEC risk classes because a kart is a vehicle. Carriers rate on kart count, gas versus electric, track length, restraint and helmet protocols, and the building value for indoor tracks. The program pairs general liability with participant injury, property, equipment breakdown, and an umbrella most landlords now require. Our published ranges are $4,500 to $15,000 for a small single-track operator, $8,500 to $22,000 for a full outdoor program, and $15,000 to $35,000 for an indoor track. Karts inside a multi-attraction venue are blended into the FEC program. See our go kart insurance page for the cost drivers.

What your FEC policy covers

The coverages that protect an attraction business. Tap any line to see how it works.

What FEC insurance costs in 2026

Pricing varies by operator size, attraction mix, revenue, location, and claims history. Here is where most of our FEC book lands.

Estimates only. Your exact premium depends on revenue, attractions, location, required limits, safety protocols, and loss history, and is confirmed by a Pro Insurance Group producer. See full cost breakdowns on each attraction page above.

Why FEC operators choose Pro Insurance Group

Frequently asked questions