Dave Rysavy

Dave Rysavy is the Vice President of Personal Lines at Pro Insurance Group, bringing 30+ years of experience helping individuals and families protect their most important assets. A former agency owner, Dave pairs technical expertise with a client‑first approach, known for clear guidance and customized insurance solutions built on trust. Active in the Huntley community, Dave has volunteered extensively with Huntley Youth Sports—coaching football, girls softball, and supporting local programs. He’s also a proud father of three.

Navy and gold Pro Insurance Group branded graphic with the shield logo and the headline Is Homeowners Insurance Required in Illinois, by Dave Rysavy, Personal Lines Advisor

Is Homeowners Insurance Required in Illinois?

Quick Answer: Illinois does not legally require you to carry homeowners insurance. But if you have a mortgage, your lender requires it, and...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'What Does Renters Insurance Cover?' by Dave Rysavy

What Does Renters Insurance Cover? (2026 Guide)

Quick Answer: Renters insurance covers three things: your personal belongings, your personal liability, and extra living costs if your unit...

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SR-22 insurance in Illinois explained by Pro Insurance Group: what it is, the three-year rule, minimum 25/50/20 limits, cost, and how to file. Independent Illinois auto insurance brokers.

SR-22 Insurance in Illinois: Cost, Rules & How to File (2026)

If a court or the Illinois Secretary of State has told you that you need an SR-22, it usually means your license was suspended and you need...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'When to Bundle Home and Auto Insurance' by Dave Rysavy, Personal Lines Advisor

When Should You Bundle Home and Auto Insurance Policies?

Quick Answer: Bundling your home and auto insurance with one carrier typically saves 5% to 25% on the combined premium, and often improves...

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Dave Rysavy's guide to Illinois homeowner insurance for first-time homebuyers, showing umbrella over house with family figures

Illinois Homeowner Insurance for First-Time Homebuyers

Quick Answer: In Illinois, homeowners insurance is not legally required, but your mortgage lender will require it before you can close....

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Cheap Car Insurance in Elgin, IL: Save Without Sacrificing Coverage

Cheap Car Insurance in Elgin, IL: How Drivers Save in 2026

If you live in Elgin, Huntley, or anywhere in Kane County and you feel like your car insurance bill keeps climbing, you are not imagining it....

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Cheap Home Insurance in Kane County, IL' by Dave Rysavy, Personal Lines Advisor

Cheap Home Insurance in Kane County, IL: Are You Really Covered?

Quick Answer: Cheap home insurance in Kane County usually runs about $1,300 to $2,400 a year, depending on your city, home age, roof, and...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Common Myths About Illinois Homeowners Insurance' by Dave Rysavy, Personal Lines Advisor

Common Myths About Homeowner Insurance in Illinois

Quick Answer: Several common myths cost Illinois homeowners money: that home insurance covers floods (it does not), that you should insure your...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'How Much Is Homeowners Insurance in Illinois in 2026?' by Dave Rysavy, Personal Lines Advisor

How Much Is Homeowners Insurance in Illinois in 2026?

Quick Answer: Most Illinois homeowners pay roughly $2,200 to $3,400 a year for homeowners insurance in 2026, and the statewide average is...

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