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Cost guides, coverage breakdowns, and expert insights to help families and businesses make confident insurance decisions

Business Insurance (9)

What drives the cost of landlord insurance - Pro Insurance Group guide by Neal Fusco

Landlord Insurance Cost: 8 Factors That Set Your Premium

If you own any rental property, a single-family home, a condo you lease out, or a small apartment building, landlord insurance is the policy...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline What Is Medical Payments Insurance?, by Neal Fusco, VP Commercial Lines

What Is Medical Payments Insurance?

Quick Answer: Medical payments insurance, often called med pay, is an auto coverage that pays medical bills for you and your passengers after a...

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Physical damage insurance covers collision and comprehensive losses to your vehicle. See what is covered, excluded, and 2026 costs for trucks and autos.

What Does Physical Damage Insurance Cover? 2026 Guide

Quick Answer: Physical damage insurance covers repair or replacement of your own vehicle through two coverages: collision (impact with vehicles...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline What Is Physical Damage Insurance?, by Neal Fusco, VP Commercial Lines

What Is Physical Damage Insurance?

Quick Answer: Physical damage insurance is the part of an auto policy that pays to repair or replace your own vehicle after a covered loss. It...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Reasons to Get Product Recall Insurance, by Neal Fusco, VP Commercial Lines

Reasons To Get Product Recall Insurance

Quick Answer: Product recall insurance helps cover the heavy costs of pulling a defective or contaminated product from the market, including...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Who Needs Product Recall Insurance? Business Guide, by Neal Fusco, VP Commercial Lines

Who Needs Product Recall Insurance?

Quick Answer: Businesses that manufacture or sell physical products need product recall insurance, including food and beverage makers, toy...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline What Does Fiduciary Liability Insurance Cover? 2026, by Neal Fusco, VP Commercial Lines

What Does Fiduciary Liability Insurance Cover?

Quick Answer: Fiduciary liability insurance covers individuals and companies that manage employee benefit plans against claims they breached...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Who Is Subject to ERISA? Employer Guide for 2026, by Neal Fusco, VP Commercial Lines

Who Is Subject To ERISA?

Quick Answer: ERISA generally applies to most private-sector employers that offer retirement plans, such as 401(k) and pension plans, or...

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