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Commercial Insurance (4)

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HOA Insurance in Illinois: What Every Board Member Must Know

Quick Answer: HOA insurance in Illinois centers on the association's master policy, which covers shared property, common areas, and board...

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Nursing home caregiver assisting senior resident, representing quality care and insurance coverage

Nursing Home vs Assisted Living Insurance: Key Differences

Quick answer: There are two different insurance questions here. For operators, insuring a nursing home costs more and is harder to place than...

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Flowers sitting on a table in an ALF common room

How to Choose the Right Insurance for Your Assisted Living Facility

Quick answer: Choosing the right assisted living insurance means matching coverage to your facility's actual risks rather than buying a generic...

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Resident and Nurse sitting outside an assisted living facility

Risk Management Strategies Every Assisted Living Operator Should Know

Quick answer: Effective risk management for an assisted living facility combines four moves: a regular internal risk assessment, investment in...

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Assisted Living Facility Residents smiling and talking with staff member

Top Insurance Claims Assisted Living Facilities Face

Quick answer: The most common insurance claims assisted living facilities face fall into three groups: resident injuries and neglect, abuse...

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ALF resident being helped by nurse

Comparing Insurance Options for Assisted Living Facilities

Quick answer: To compare commercial insurance options for an assisted living facility, work through five coverages in order: general liability,...

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Elderly Resident of an ALF meeting with staff

Assisted Living Liability Coverage: A Director's Guide

Quick answer: An assisted living facility needs several liability coverages working together: general liability for premises injuries,...

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Pro Insurance Group complete guide to assisted living facility insurance coverage and cost

The Complete Guide to Insurance for Assisted Living Facilities

Quick answer: An assisted living facility needs a layered insurance program, not a single policy. The core coverages are general liability,...

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