PRO INSURANCE GROUP

Insurance Blog

Cost guides, coverage breakdowns, and expert insights to help families and businesses make confident insurance decisions

Specialty Insurance (4)

Image of a homeowners association layout with different community features such as tennis courts and a pool

HOA Master Insurance Policy: What It Covers and What It Doesn't

Quick Answer: An HOA master insurance policy is a property and liability policy purchased by the homeowners association to cover the building...

Read More
7 most common landlord insurance claims and how to avoid them - Pro Insurance Group guide by Neal Fusco

7 Most Common Landlord Insurance Claims and How to Avoid Them

Landlord insurance exists because rental property generates claims that owner-occupied homes rarely see: tenants, turnover, vacancy periods,...

Read More
What drives the cost of landlord insurance - Pro Insurance Group guide by Neal Fusco

Landlord Insurance Cost: 8 Factors That Set Your Premium

If you own any rental property, a single-family home, a condo you lease out, or a small apartment building, landlord insurance is the policy...

Read More
Physical damage insurance covers collision and comprehensive losses to your vehicle. See what is covered, excluded, and 2026 costs for trucks and autos.

What Does Physical Damage Insurance Cover? 2026 Guide

Quick Answer: Physical damage insurance covers repair or replacement of your own vehicle through two coverages: collision (impact with vehicles...

Read More
Mechanics working on customer vehicles in an automotive service station representing the seven standard perils covered by garage keepers insurance including fire, theft, vandalism, collision damage on premises, weather, riot, and explosion.

What Does Garage Keepers Insurance Cover?

What Does Garage Keepers Insurance Cover? Complete 2026 Breakdown Quick Answer: Garage keepers insurance typically covers seven standard perils...

Read More
Tow truck transporting a damaged vehicle representing the dual on-hook and garagekeepers exposure auto body shops face when operating their own tow trucks for customer accommodation and accident response.

Why Auto Body Shops Should Acquire Towing Insurance

Why Auto Body Shops Need Towing Insurance in 2026 Quick Answer: Auto body shops that operate a tow truck for customer accommodation, accident...

Read More
Mechanics inspecting a customer vehicle in a repair garage representing the custody, care, and control exposure that garage keepers insurance covers for auto body shops, repair facilities, dealerships, and towing operations.

What Is Garage Keepers Insurance?

What Is Garage Keepers Insurance? Complete 2026 Coverage Guide Quick Answer: Garage keepers insurance (also called garagekeepers legal...

Read More
Roadside service technician assisting a stranded motorist representing the unique insurance exposures emergency roadside operators face including bodily injury risk and customer vehicle damage during service.

Why Emergency Roadside Service Providers Need Towing Insurance

Why Emergency Roadside Service Providers Need Commercial Towing Insurance Quick Answer: Emergency roadside service providers (lockouts,...

Read More

INDEPENDENT. LOCAL. NO AGENCY FEES.

Reading Is Smart. Saving Is Better.

You have done the homework. Now let a local advisor shop 20+ top-rated carriers and find your right coverage at the right price. It takes a few minutes and there is no obligation.

Get My Quote Call 833-776-4671