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ASSISTED LIVING INSURANCE · FREE COVERAGE AUDIT
Is Your Facility Truly Covered, Or Just Insured?
Most assisted living policies look complete on paper but hide a gap exactly where the largest claim would land. Our specialists review your coverage line by line and show you, for free, where you are exposed.
✓ Check whether your abuse & molestation limit is real or a token sublimit
✓ Spot professional liability gaps in hands-on care
✓ Benchmark your per-bed cost against the market
✓ No cost, no obligation, nationwide
Start Your Free Audit
Tell us about your facility and a senior-care specialist will follow up, usually within one business day. No cost, no obligation.
WHAT AN AUDIT CAN FIND
We Saved A Florida Facility Over $20,000 A Year
When we audited their program, we found overlapping coverage, an inadequate abuse and molestation limit, and a better-fit carrier. The result: stronger protection and over $20,000 in annual savings. Your facility may have similar room to improve.
Read the full case study →What Your Audit Reveals
A line-by-line review of your current program, in plain language.
Liability Gaps
Whether your general and professional liability limits match your acuity and the falls and care claims facilities face most.
Abuse & Molestation Limit
The single most commonly underinsured exposure. We confirm whether yours is an adequate limit or a token sublimit.
Property & Business Interruption
Whether your building valuation and lost-income coverage would actually let you rebuild and reopen.
Cyber & Resident Data
Whether your program protects sensitive resident health records against a breach, a growing target.
Workers Comp Accuracy
Whether your class codes and payroll are rated correctly, a common source of overpayment.
Per-Bed Cost Benchmark
How your premium per occupied bed compares to the market, so you know if you are overpaying.
How The Audit Works
Share Your Policies
Submit the short form and send your current declarations pages. It takes just a few minutes.
We Review Line By Line
Our senior-care specialists analyze every coverage, limit, and exclusion against your real exposures.
You Get Clear Answers
We walk you through the gaps and opportunities. No jargon, no obligation, no pressure to switch.
Trusted By Operators Nationwide
Senior care administrators and operators across 40+ states.
Audit FAQs
Is the audit really free?
Yes. The coverage audit is completely free, with no cost and no obligation to switch carriers or buy anything. It is how we introduce ourselves and demonstrate the value we bring to senior care operators.
What do I need to provide?
Just your current insurance declarations pages and a few details about your facility, such as bed count and the services you provide. We handle the rest.
Do I have to change my insurance?
No. The audit is purely informational. Many operators use it simply to confirm they are well covered. If we find an opportunity to improve coverage or lower cost, we will show you, but the decision is always yours.
See Where You Stand, For Free
A short audit could reveal a major gap, real savings, or simply peace of mind that your facility is protected.
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