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Home Insurance (2)

Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Avoiding Common Home Insurance Coverage Gaps' by Dave Rysavy, Personal Lines Advisor

How Homeowners in Illinois Can Avoid Common Home Insurance Coverage Gaps

Quick Answer: The most common Illinois home insurance gaps are underinsuring your dwelling, having no flood or sewer-backup coverage, carrying...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'How to Switch Home Insurance Without a Gap' by Dave Rysavy, Personal Lines Advisor

How to Switch Homeowners Insurance Without Creating a Coverage Gap

Quick Answer: To switch home insurance without a coverage gap, line up your new policy to start the same day your old one ends, notify your...

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Is it time to update your homeowners insurance policy - Pro Insurance Group guide by Dave Rysavy

Is It Time to Update Your Homeowners Insurance? 6 Triggers

Homeowners insurance protects your home, property, and assets, but only at the level it was set when you bought the policy. Life keeps moving...

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What homeowners insurance covers beyond the house Coverage A through F - Pro Insurance Group guide by Dave Rysavy

Homeowners Insurance Coverages Beyond the House (A to F)

Most homeowners think of their homeowners insurance as coverage for the house, and stop there. The house is actually just one of six coverage...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Does Home Insurance Cover Storm Damage, by Dave Rysavy, Personal Lines Advisor.

Does Home Insurance Cover Storm Damage in Illinois? (2026)

Illinois sits in the path of the jet stream and several major air currents, which is part of why Chicago earned the nickname the Windy City....

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The ultimate guide to homeowners insurance in Illinois - Pro Insurance Group guide by Dave Rysavy

Homeowners Insurance in Illinois: The Ultimate Guide

Buying a home in Illinois means buying into Illinois weather: spring hail, summer tornadoes, and winters that freeze pipes and build ice dams....

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How HOA and homeowners insurance work together for Illinois condo, townhouse, and single-family owners

How Does HOA and Homeowners Insurance Work?

If you own a home, condo, or townhouse in an HOA community, you have two insurance policies working together (or against each other) every day....

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