Insurance tips, coverage breakdowns, and expert insights for individuals and businesses.

Insurance Exclusions

Dave Rysavy's guide to what homeowners insurance does not cover, showing the major exclusions Illinois homeowners face and the endorsements that close each gap

What Is Not Covered By Homeowners Insurance?

Jul 13, 2020 12:00:00 AM

Homeowners insurance is structured as an exclusion-based policy: it covers everything except what is specifically excluded. The exclusions are...

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