Neal Fusco

Neal Fusco is the Vice President of Commercial Lines at Pro Insurance Group, bringing 25+ years of experience across both the carrier and agency sides of the insurance industry. He specializes in workers’ compensation and has deep expertise in medical management, cost containment, and complex risk placements—including HOAs, trucking, and assisted living facilities. Outside of work, Neal is active in the Huntley community, a longtime youth football coach, and a proud husband and father of two.

Navy and gold Pro Insurance Group graphic with the shield logo and the headline What Kind of Insurance Policy Does a Landlord Need?, by Neal Fusco, VP Commercial Lines

What Kind Of Insurance Policy Does A Landlord Need?

Quick Answer: A landlord needs a landlord insurance policy that covers the rental building, general liability, and loss of rent, since a...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Landlord Insurance for Short-Term Rentals, by Neal Fusco, VP Commercial Lines

Do I Need Landlord Insurance For Short-Term Rental?

Quick Answer: Yes. If you rent your property for short stays of 30 days or less, you need landlord or short-term rental coverage. Standard...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 3 Key Policies Your HOA Insurance Should Have, by Neal Fusco, VP Commercial Lines

3 Key Policies Your HOA Insurance Should Have

Quick Answer: The three key policies every HOA should carry are property insurance on the buildings and shared structures, general liability...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Questions to Ask Your Landlord Insurance Provider 2026, by Neal Fusco, VP Commercial Lines

Important Questions To Ask Your Landlord Insurance Provider

Quick Answer: Ask your landlord insurance provider how cost is calculated, whether the policy covers lost rental income, what liability limits...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Key Differences Between HOA Fees and HOA Insurance, by Neal Fusco, VP Commercial Lines

Key Differences Between HOA Fees And HOA Insurance

Quick Answer: HOA fees are the regular dues members pay to maintain common areas, amenities, and services like landscaping and waste removal....

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Illinois HOA Insurance Requirements, by Neal Fusco, VP Commercial Lines.

HOA Insurance Requirements in Illinois (2026 Guide)

Quick Answer: Illinois condominium associations are required to carry four core coverages: property insurance on the building and units,...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Does Landlord Insurance Cover Multiple Properties?, by Neal Fusco, VP Commercial Lines

Does My Landlord Insurance Cover Multiple Properties?

Quick Answer: Yes, landlord insurance can cover multiple properties, usually through a scheduled policy that lists each address or a blanket...

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How Much Is Landlord Insurance in Illinois? (2026) | Pro Insurance

Quick Answer: The average landlord insurance policy in Illinois costs about $2,000 per year for a rental with a $200,000 dwelling limit....

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Block houses featuring the letters HOA

How Much Does HOA Insurance Cost in 2026? | Pro Insurance Group

Quick Answer: HOA insurance costs between $2,400 and $75,000+ per year depending on community size, property type, coverage limits, and...

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