Neal Fusco

Neal Fusco is the Vice President of Commercial Lines at Pro Insurance Group, bringing 25+ years of experience across both the carrier and agency sides of the insurance industry. He specializes in workers’ compensation and has deep expertise in medical management, cost containment, and complex risk placements—including HOAs, trucking, and assisted living facilities. Outside of work, Neal is active in the Huntley community, a longtime youth football coach, and a proud husband and father of two.

What is habitational insurance: 2026 guide for Illinois landlords, apartment owners, and real estate investors

What Is Habitational Insurance?

Habitational insurance is the commercial property and liability program for residential rental real estate. If you own apartment buildings,...

Read More
Does my HOA need HOA insurance four forces - Pro Insurance Group guide by Neal Fusco

Does My HOA Need Insurance? Yes, and Here Is Who Says So

"Does my HOA need insurance" is usually asked by one of two people: a new board member discovering what they just volunteered for, or a...

Read More
Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'What Is On-Hook Towing Insurance?' by Neal Fusco, VP Commercial Lines

What is On-Hook Towing Insurance?

Quick Answer: On-hook towing insurance covers physical damage to a customer’s vehicle while it is connected to your tow truck and being...

Read More
Navy and gold Pro Insurance Group graphic with the shield logo and the headline Why Should I Acquire Habitational Insurance?, by Neal Fusco, VP Commercial Lines

Why Should I Acquire Habitational Insurance?

Quick Answer: Habitational insurance is a form of commercial property coverage built for owners of apartment complexes, condos, and other...

Read More
Navy and gold Pro Insurance Group graphic with the shield logo and the headline Who Needs Habitational Insurance? Coverage Explained, by Neal Fusco, VP Commercial Lines

Who Needs Habitational Insurance?

Quick Answer: Habitational insurance is for owners and operators of residential rental properties, including apartment complexes, condominium...

Read More
What does HOA insurance cover master policy breakdown - Pro Insurance Group guide by Neal Fusco

What Does HOA Insurance Cover? Master Policy Explained

Every homeowners association owns or maintains property its members share: the pool, the clubhouse, the private roads, the building structure...

Read More

What Is HOA Insurance?

HOA insurance is one of the most misunderstood policies in residential insurance. Homeowners in HOA communities often do not know what their...

Read More
What does habitational insurance cover: Coverage A-F breakdown for Illinois landlords and apartment owners

What Does Habitational Insurance Cover?

If you already know habitational insurance exists and you need it, the next question is the one that actually matters at claim time: what does...

Read More

INDEPENDENT. LOCAL. NO AGENCY FEES.

Reading Is Smart. Saving Is Better.

You have done the homework. Now let a local advisor shop 20+ top-rated carriers and find your right coverage at the right price. It takes a few minutes and there is no obligation.

Get My Quote Call 833-776-4671