Neal Fusco

Neal Fusco is the Vice President of Commercial Lines at Pro Insurance Group, bringing 25+ years of experience across both the carrier and agency sides of the insurance industry. He specializes in workers’ compensation and has deep expertise in medical management, cost containment, and complex risk placements—including HOAs, trucking, and assisted living facilities. Outside of work, Neal is active in the Huntley community, a longtime youth football coach, and a proud husband and father of two.

Flowers sitting on a table in an ALF common room

How to Choose the Right Insurance for Your Assisted Living Facility

Quick answer: Choosing the right assisted living insurance means matching coverage to your facility's actual risks rather than buying a generic...

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Resident and Nurse sitting outside an assisted living facility

Risk Management Strategies Every Assisted Living Operator Should Know

Quick answer: Effective risk management for an assisted living facility combines four moves: a regular internal risk assessment, investment in...

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Assisted Living Facility Residents smiling and talking with staff member

Top Insurance Claims Assisted Living Facilities Face

Quick answer: The most common insurance claims assisted living facilities face fall into three groups: resident injuries and neglect, abuse...

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ALF resident being helped by nurse

Comparing Insurance Options for Assisted Living Facilities

Quick answer: To compare commercial insurance options for an assisted living facility, work through five coverages in order: general liability,...

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Elderly Resident of an ALF meeting with staff

Assisted Living Liability Coverage: A Director's Guide

Quick answer: An assisted living facility needs several liability coverages working together: general liability for premises injuries,...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Top Assisted Living Insurance Claims' by Neal Fusco, VP, Commercial Lines

Top Assisted Living Insurance Claims and How to Prevent Them

Quick Answer: The most common and costly insurance claims at assisted living facilities are resident falls, abuse and neglect allegations,...

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Pro Insurance Group complete guide to assisted living facility insurance coverage and cost

The Complete Guide to Insurance for Assisted Living Facilities

Quick answer: An assisted living facility needs a layered insurance program, not a single policy. The core coverages are general liability,...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 'Assisted Living Insurance Checklist' by Neal Fusco, VP, Commercial Lines

Assisted Living Facility Insurance Checklist for 2026

Quick Answer: A complete assisted living facility insurance program covers ten core areas: general liability, professional liability, abuse and...

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