The 2026 Assisted Living Insurance Gap Report
Quick answer: The seven most common insurance gaps in assisted living are outdated liability limits, missing or sublimited abuse and...
Neal Fusco is the Vice President of Commercial Lines at Pro Insurance Group, bringing 25+ years of experience across both the carrier and agency sides of the insurance industry. He specializes in workers’ compensation and has deep expertise in medical management, cost containment, and complex risk placements—including HOAs, trucking, and assisted living facilities. Outside of work, Neal is active in the Huntley community, a longtime youth football coach, and a proud husband and father of two.
Quick answer: The seven most common insurance gaps in assisted living are outdated liability limits, missing or sublimited abuse and...
Quick answer: Choosing the right assisted living insurance means matching coverage to your facility's actual risks rather than buying a generic...
Quick answer: Effective risk management for an assisted living facility combines four moves: a regular internal risk assessment, investment in...
Quick answer: The most common insurance claims assisted living facilities face fall into three groups: resident injuries and neglect, abuse...
Quick answer: To compare commercial insurance options for an assisted living facility, work through five coverages in order: general liability,...
Quick answer: An assisted living facility needs several liability coverages working together: general liability for premises injuries,...
Quick Answer: The most common and costly insurance claims at assisted living facilities are resident falls, abuse and neglect allegations,...
Quick answer: An assisted living facility needs a layered insurance program, not a single policy. The core coverages are general liability,...
Quick Answer: A complete assisted living facility insurance program covers ten core areas: general liability, professional liability, abuse and...
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