Neal Fusco

Neal Fusco is the Vice President of Commercial Lines at Pro Insurance Group, bringing 25+ years of experience across both the carrier and agency sides of the insurance industry. He specializes in workers’ compensation and has deep expertise in medical management, cost containment, and complex risk placements—including HOAs, trucking, and assisted living facilities. Outside of work, Neal is active in the Huntley community, a longtime youth football coach, and a proud husband and father of two.

Navy and gold Pro Insurance Group graphic with the shield logo and the headline 5 Tips for Becoming a Landlord, by Neal Fusco, VP Commercial Lines

5 Tips For Becoming A Landlord

Quick Answer: Becoming a successful landlord in Illinois comes down to five basics: get the right landlord insurance, screen tenants carefully,...

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Is landlord insurance worth having cost vs exposure math - Pro Insurance Group guide by Neal Fusco

Is Landlord Insurance Worth It? The Cost vs. Exposure Math

"Is landlord insurance worth it" sounds like a cost-benefit question, but for most rental property owners it is really a different question in...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Who Needs Landlord Insurance? Illinois Owner Guide, by Neal Fusco, VP Commercial Lines

Who Needs Landlord Insurance?

Quick Answer: Anyone who rents out a property to tenants needs landlord insurance, including owners of single-family rentals, multi-unit...

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Landlord vs. habitational insurance comparison: decision guide for Illinois landlords and real estate investors

Landlord Vs. Habitational Insurance

If you own rental property and you are trying to figure out which policy you actually need, this is the practical decision guide. Landlord...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 3 Important Landlord Obligations and Responsibilities, by Neal Fusco, VP Commercial Lines

3 Important Landlord Obligations & Responsibilities

Quick Answer: Three of the most important landlord obligations are maintaining a safe and habitable property, following legal and safety...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Do Landlords Have to Have Insurance by Law?, by Neal Fusco, VP Commercial Lines

Do Landlords Have To Have Insurance By Law?

Quick Answer: No, landlords are not required by law to carry insurance in Illinois, and there is no state penalty for going without it....

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Homeowners Insurance vs. HOA Insurance: The Difference, by Neal Fusco, VP Commercial Lines

What Is The Difference Between Homeowner Insurance And HOA Insurance?

Quick Answer: Homeowners insurance and HOA insurance cover different things. A homeowners policy protects your individual home or unit, your...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Typical Landlord Expenses and How to Lower Them, by Neal Fusco, VP Commercial Lines

What Are Typical Landlords Expenses & How To Lower Them

Quick Answer: Typical landlord expenses include landlord insurance, maintenance and repairs, property taxes, property management fees, and...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Landlord Insurance vs Renters Insurance Explained, by Neal Fusco, VP Commercial Lines

What Is Covered With Landlord Insurance Vs. Renters Insurance?

Quick Answer: Landlord insurance covers the rental building, the owner's liability, and lost rent, while renters insurance covers a tenant's...

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