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Cost guides, coverage breakdowns, and expert insights to help families and businesses make confident insurance decisions

Property Insurance

Role of Property and Professional Liability in Assisted Living Insurance

Property and Professional Liability for Assisted Living

Quick answer: General liability alone does not fully protect an assisted living facility. Property insurance covers the buildings, equipment,...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Homeowners Insurance Myths in Illinois That Cost You, by Dave Rysavy, Personal Lines Advisor

Homeowners Insurance Myths in Illinois and Common Misconceptions That Could Cost You Money

Quick Answer: Common homeowners insurance myths include believing a standard policy covers every event, that flood damage is included, that...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Illinois Investment Property & Rental Home Insurance Guide, by Neal Fusco, VP Commercial Lines

What Landlords Need to Know about Investment Property and Rental Home Insurance in Illinois

Quick Answer: Investment property and rental home insurance, also called landlord insurance, protects properties you own but do not live in....

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline How to Lower Home Insurance Rates in Illinois, by Dave Rysavy, Personal Lines Advisor

How to Lower Your Home Insurance Rates in Illinois Without Reducing Coverage

Quick Answer: You can lower Illinois home insurance rates without reducing coverage by raising your deductible, bundling home and auto,...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Condo Insurance in Illinois: Coverage Differences Explained, by Neal Fusco, VP Commercial Lines

Home Insurance for Condos in Illinois and Coverage Differences You Should Know

Quick Answer: Condo insurance for Illinois unit owners, often called an HO-6 policy, covers your interior structure, personal property,...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Key Factors Affecting Illinois Home Insurance Costs, by Dave Rysavy, Personal Lines Advisor

Key Factors Affecting Illinois Homeowners Insurance Costs in 2025

Quick Answer: The average Illinois homeowners insurance premium for 300,000 dollars of dwelling coverage is about 2,139 dollars per year,...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Overpaying for Homeowners Insurance? 10 Tips to Compare, by Dave Rysavy, Personal Lines Advisor

Overpaying for Homeowners Insurance? 10 Tips for Illinois Homeowners to Compare Rates

Quick Answer: To stop overpaying for homeowners insurance in Illinois, compare quotes from multiple carriers every year, raise your deductible...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Homeowners Insurance Cost for Illinois First-Time Buyers, by Dave Rysavy, Personal Lines Advisor

The Cost of Homeowners Insurance for First-Time Buyers in Illinois

Quick Answer: First-time homebuyers in Illinois pay around $2,079 per year, or about $173 per month, for homeowners insurance based on $300,000...

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