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Insurance Blog

Cost guides, coverage breakdowns, and expert insights to help families and businesses make confident insurance decisions

Property Insurance (3)

Navy and gold Pro Insurance Group graphic with the shield logo and the headline Average Cost of Homeowners Insurance in Illinois 2026, by Dave Rysavy, Personal Lines Advisor

What is The Average Cost of Homeowners Insurance in Illinois?

Quick Answer: The average cost of homeowners insurance in Illinois typically falls in the range of a few thousand dollars per year, though your...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Types of Homeowners Insurance: HO-1 to HO-8 Explained, by Dave Rysavy, Personal Lines Advisor

Types of Homeowners Insurance

Quick Answer: There are eight standard types of homeowners insurance, labeled HO-1 through HO-8. The most common for a typical house is HO-3,...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Guide to Bundling Insurance: Save on Coverage, by Dave Rysavy, Personal Lines Advisor

Guide to Bundling Insurance

Quick Answer: Bundling insurance means buying multiple policies, such as home and auto, from the same insurer to earn a multi-policy discount....

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline How to Prepare Your Home for a Natural Disaster, by Dave Rysavy, Personal Lines Advisor

How to Prepare Your Home for a Natural Disaster

Quick Answer: To prepare your home for a natural disaster, first confirm what your homeowners policy covers and where gaps exist, since...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 10 Key Tips for Preventing Water Damage, by Dave Rysavy, Personal Lines Advisor

10 Key Tips for Preventing Water Damage

Quick Answer: The 10 key tips for preventing water damage are to maintain your roof, clean gutters and downspouts, install and test a sump pump...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline 5 Essential HOA Insurance Policies, by Neal Fusco, VP Commercial Lines

5 Essential HOA Insurance Policies

Quick Answer: The five essential HOA insurance policies are directors and officers coverage, general property insurance, general liability,...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Common HOA Insurance Claims and How to Prevent Them, by Neal Fusco, VP Commercial Lines

Common HOA Insurance Claims

Quick Answer: The most common HOA insurance claims are directors and officers claims, general liability claims like slip and fall injuries,...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline What Kind of Insurance Policy Does a Landlord Need?, by Neal Fusco, VP Commercial Lines

What Kind Of Insurance Policy Does A Landlord Need?

Quick Answer: A landlord needs a landlord insurance policy that covers the rental building, general liability, and loss of rent, since a...

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Navy and gold Pro Insurance Group graphic with the shield logo and the headline Landlord Insurance for Short-Term Rentals, by Neal Fusco, VP Commercial Lines

Do I Need Landlord Insurance For Short-Term Rental?

Quick Answer: Yes. If you rent your property for short stays of 30 days or less, you need landlord or short-term rental coverage. Standard...

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