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Errors & Omissions Insurance

» Business Insurance » Errors & Omissions Insurance

Employees noticing errors in workIt is inevitable, humans are prone to error. Unfortunately, human errors in business can lead to costly claims and lawsuits. By acquiring an errors & omissions insurance policy, companies are able to protect themselves and their employees from claims and costs resulting from errors made.

Errors & Omissions Insurance Coverage

In the event your company or an employee delivers inadequate work or exhibits negligence while offering a service, your company may be liable for fines and or monetary damages the recipient may incur. E&O insurance protects companies from claims made by a consumer against an individual or individuals who offer consultation or services. Common E&O insurance coverage includes:

  • Court costs & attorneys fees
  • Administrative costs
  • Settlement fees

What E&O Insurance Typically Does Not Cover

Although errors & omissions insurance covers a wide variety of claims, there are areas that are not typically covered including:

  • Intellectual property taken without permission
  • General liability claims causing injury
  • Employee claims for injuries or illness
  • Illegal acts

Who Should Acquire E&O Insurance?

Business employees gathered around computer Most businesses should acquire an E&O insurance policy, but businesses who provide consulting services are generally required to hold a policy. Some common examples of professions/businesses who are typically required to acquire an errors & omissions policy include:

  • Insurance brokers
  • Attorneys
  • Financial advisors
  • Real estate agents
  • Medical professionals

Reach Out To Pro Insurance Group

With the risks and liabilities associated with potential service or product-based errors, it is imperative that your company acquires an errors & omissions insurance policy. For more information or to acquire a policy today, give Pro Insurance Group a call at 833.619.0770 or by requesting a quote online.

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833.619.0770
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Business Insurance

  • Cyber Liability
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  • Fiduciary Liability
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  • Group Health
  • Pollution Liability
  • Product Recall

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